Animal Liability


Read moreabout our partnership with the Humane Society of Utah

No Waiting

At XINSURANCE, we avoid the waiting game. Print your policy as soon as your payment has been received and verified via secure online payment.


“First, let me say, your company helped me find insurance when nobody would. I have a non-profit that rescues and advocates for this beautiful breed,
We also have an ALL pit bull therapy dog organization that helps autistic, disabled, and other congenitally disabled children. As a member of Love-a-bull, I am very thankful for your company as well.
I benefit greatly from this organization's existence (as does my little Lilah) and knowing that there are great companies like yours that help them to continue gladdens my heart.”
-- Erin R.

Animal & Dog Liability Insurance

get covered today

Your pets are likely more of a liability to you than you realize. In fact, many dog breeds are specifically excluded from traditional homeowners policies. That means that anything from digging and playful nips to injurious bites or even provoked attacks could easily leave you vulnerable to a devastating lawsuit. Did you know that 4.7 million dog bites happen every year––making dog-related damage the biggest cause of homeowner’s insurance claims? As a result, many insurance companies are limiting dog bite insurance coverage or excluding animal liability coverage altogether. With increasingly strict state and local regulations being enforced across the country, animal liability and dog bite insurance coverage are things that every dog owner should consider.

Dog Breeds Most Commonly Excluded from Homeowners Coverage:

  • Bully Breeds
  • Pit Bulls
  • Rottweilers
  • Doberman Pinschers
  • German Shepherds
  • Akitas

Many traditional insurance policies restrict certain breeds from coverage or list other exclusions regarding animals and pets. No matter what breed of dog, you’ll get the coverage you need at XINSURANCE! There are costs associated with dog bite claims that include medical treatment, surgical procedures and counseling. An XINSURANCE policy will give you peace of mind knowing you have liability Insurance protection in place if an incident, claim or lawsuit occurs.

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