Animal Liability


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Story Inspired by Actual Client

“ After finding out my homeowners insurance excluded boxer breeds, I ended up having to pay out-of-pocket to cover the medical expenses incurred when Bella playfully jumped on my neighbor, accidentally knocking her down.”

-- Allinson S.

Animal & Dog Liability Insurance

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Your dog is more than just a pet, it’s a family member. This can make it difficult to view your dog as a potential liability. Unfortunately, even the most cared for, loved, and well-trained dogs can cause an accident. Something as harmless as a playful nip or digging on your neighbor’s property can result in a messy, time-consuming, and potentially devastating lawsuit.

Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner. Most insurance companies limit dog bite insurance coverage, restricting certain breeds from coverage, or excluding animal liability coverage altogether. Whether your dog has a bite history or is a breed commonly excluded from homeowners coverage, XINSURANCE will provide you with the coverage you need.

At XINSURANCE, we avoid the waiting game. Simply print your policy as soon as your payment has been received and verified via our secure online payment system.

Click here for an instant quote or call 877-585-2853 to speak with an underwriter.