Don’t Settle for “Good Enough” Coverage

Enhance your protection with XINSURANCE True Umbrella Policy

How Complete Is Your Coverage?

Insurance is an essential protective measure, but policies can be far from comprehensive in their coverage.

Some claims don’t fall within the limitations of a policy, exceed the maximum policy limit, or are considered an exclusion – What happens then?

What happens when a claim isn’t covered by your policy?

When a claim isn’t covered by a policy, or exceeds policy limits, you are liable to pay for any uncovered costs from your own pocket.

Some liability claims can exceed policy limits and run into the hundreds of thousands of dollars.

Old Umbrella with Holes
Our XINSURANCE team can help you identify any critical gaps & limits in your coverage.

The “True Umbrella” Difference

Standard Umbrella Policy

A Standard Umbrella policy is useful for extending coverage limits to address some extraneous circumstances. But even though Umbrella policies are a useful addition to standard policies, they can still fail to address key areas where you need coverage …

True Umbrella

… Adding a True Umbrella policy to your existing coverage can help you address possible gaps and exclusions. With True Umbrella, you have the flexibility to schedule coverage for specific risks that may not be covered by other policies.

Why True Umbrella?

Enhanced

Enhancing Your Coverage

True Umbrella is designed to address weaknesses in your existing coverage. Custom-made to fit your unique needs, it can provide protection that other policies can’t or won’t cover.

Flexible

Flexible Coverage Built For You

Standard policies often won’t cover the unique areas that matter the most to you. A True Umbrella policy is custom-built to address your specific needs.

Consolidated

More Coverage In One Place…

XINSURANCE’s “all-in-one” approach allows you to cover more of your needs in one policy, and manage more of your coverage in one place.

Why True Umbrella:

Enhancing Your Coverage

True Umbrella is designed to address weaknesses in your existing coverage. Custom-made to fit your unique needs, it can provide protection that other policies can’t or won’t cover.

Flexible Coverage Built For You

Standard policies often won't cover the unique areas that matter the most to you. A True Umbrella policy is custom-built to address your specific needs.

More Coverage In One Place…

Xinsurance's "all in one" approach allows you to cover more of your needs in one policy, and manage more of your coverage in one place.

Eliminate gaps in your coverage with a policy that’s built to your needs

Adding additional coverage can go a long way

Are you aware of the gaps and exclusions in your policy?

It can be simple to assume your current policy covers what you need it to, but there may be gaps and limitations that you aren’t aware of.

These exceptions are often not apparent until *after* a policy fails to cover a claim.

Possible dangers of insufficient coverage:

  • Having to cover a claim out of your own pocket
  • Needing to liquidate assets to cover a claim
  • Handling legal attacks or conflict mediation alone
  • Loss of valuable assets without reimbursement or replacement

Potential benefits of enhanced coverage:

  • Protection of unique and valuable assets
  • Partnership and support when resolving conflict
  • Legal support to challenging frivolous charges
  • True peace of mind from knowing that you’re doing everything you can to safeguard your valuable assets
Talk to one of our skilled underwriters and identify coverage gaps that may require unique coverage

Your Trusted Team For Tackling the Unexpected

Fighting for you is what we do best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When a policyholder is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in stepping up to defend on their behalf.

Unique requirements are our specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are we will know exactly how to build you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our underwriting experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time we issue your policy, we’re fully prepared to support you through the worst cases scenarios — not drop you when an incident, claim or lawsuit occurs.

More of Your Coverage – All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage for your various needs all in one plan.

What You Can Expect From Our Team

Policy underwriting tailored to suit you

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service

Request your quote here