Enhance your protection with XINSURANCE True Umbrella Policy
Insurance is an essential protective measure, but policies can be far from comprehensive in their coverage.
XINSURANCE will schedule professional, recreational, and home exposures that put you at risk due to the fine line of exclusions in most policies. There are liability risks that occur with animals, firearms, assault & battery, mobile or motorized equipment, diving boards, trampolines, and many other gaps in coverage that lead to incidents, claims, and litigation! XINSURANCE is the smart solution.
Some claims don’t fall within the limitations of a policy, exceed the maximum policy limit, or are considered an exclusion – What happens then?
When a claim isn’t covered by a policy, or exceeds policy limits, you are liable to pay for any uncovered costs from your own pocket.
Some liability claims can exceed policy limits and run into the hundreds of thousands of dollars.
A Standard Umbrella policy is useful for extending coverage limits to address some extraneous circumstances. But even though Umbrella policies are a useful addition to standard policies, they can still fail to address key areas where you need coverage …
Get a QuoteEnhanced
True Umbrella is designed to address weaknesses in your existing coverage. Custom-made to fit your unique needs, it can provide protection that other policies can’t or won’t cover.
Flexible
Standard policies often won’t cover the unique areas that matter the most to you. A True Umbrella policy is custom-built to address your specific needs.
Consolidated
XINSURANCE’s “all-in-one” approach allows you to cover more of your needs in one policy, and manage more of your coverage in one place.
It can be simple to assume your current policy covers what you need it to, but there may be gaps and limitations that you aren’t aware of.
These exceptions are often not apparent until *after* a policy fails to cover a claim.
Possible dangers of insufficient coverage:
Potential benefits of enhanced coverage:
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When a policyholder is facing challenges such as lawsuits or unfounded charges, we take pride in stepping up to defend on their behalf.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are we will know exactly how to build you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our underwriting experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time we issue your policy, we’re fully prepared to support you through the worst cases scenarios — not drop you when an incident, claim or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage for your various needs all in one plan.
Policy underwriting tailored to suit you
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service