XINSURANCE for life unexpected
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XINSURANCE provides customized specialty insurance for ever-changing risks and liability issues – including property and casualty insurance. XINSURANCE protects you in all the areas that your homeowners, employers, and business insurance policies simply will not. If you have been declined, non-renewed, or feel your business is misunderstood by the insurance industry, XINSURANCE will help you. XINSURANCE is powered by Evolution Insurance Brokers, an insurance brokerage backed by the strength of Prime Insurance Company, an excess and surplus lines company.

Simply put, our custom liability insurance provides you a safeguard against life unexpected.

Four reasons why you need XINSURANCE.


We live in a sue-happy society in which anyone can sue at anytime for virtually any reason they see fit. These conditions leave anyone without proper coverage at risk. XINSURANCE can help minimize your liability exposure and maximize your protection.


Most insurance policies include an ’excluding coverage clause’ detailing the conditions not covered by your insurance. Did you know most insurance companies exclude trampolines from their homeowners insurance policies, considering them to be an extreme risk to personal safety? Be sure you know what is not covered by your home, auto, and professional insurance.


You need a trusted partner with direct access to the insurance company.  You need problem solvers and decision makers who offer underwriting, risk management, and claims expertise all under one roof. XINSURANCE has all that, including specialists who can identify gaps in coverage and offer options for the right coverage.


Having trouble getting coverage? XINSURANCE specializes in helping individuals who participate in activities that disqualify them from receiving coverage from traditional carriers. If you have been denied coverage in the past, don’t give up yet. XINSURANCE will give you a chance.

Our most popular custom insurance protection policies

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Pilot Liability

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Animal Liability

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Firearm & Concealed Weapon

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Customized Legal