Water Sports Insurance for Businesses and Individuals
If you participate in water sports or own a company that involves a water sports activity or rental, you know that water sports insurance is something that is hard to find.
XINSURANCE can provide customized coverage for individuals and businesses involved with: waterskiing, wakeboarding, jet skiing, boating, kayaking, parasailing, canoeing, hydro flying, tubing, rentals, water sports equipment, and more.
With XINSURANCE, you will have the customized coverage you need through our all-in-one approach. By reviewing your operations and experience level, we create a policy made to fit your needs. So no matter the water sport, no matter the risk or history, we are here to help you.
What Is Liability Insurance for Water Sports?
We offer an all-in-one solution for your insurance needs. When you work with us, our team creates a plan to protect your assets and business in the face of liabilities and unforeseen circumstances. We partner with you to provide coverage that fits your business goals and needs.
XINSURANCE offers services for many different types of businesses, including:
- Resort parks. If you operate a resort park, we can help you protect your business from potential lawsuits or accidents involving your guests or employees.
- Water sports facilities. A lot of action occurs at water sports facilities — make sure you’re managing the risk and protecting your assets with our insurance.
- Wakeboard and water ski businesses. Water sports equipment can lead to severe injuries, which is why it’s essential to have coverage for potential accidents.
- Recreational water sports charters. Protect charter assets with the right policy to handle unexpected liabilities.
- Cable parks. When you’re running a cable park, you can stay prepared for a liability issue with our services.
- Private bodies of water. If you own a private lake or other body of water, work with us to make sure your property is safe in case an accident or legal issue ever occurs on the premises.
What Our Action Sports Insurance Covers
Our services cover a variety of assets and protect you from liability in many different circumstances. You can rest assured that your policy covers multiple possible scenarios, so you can be prepared for unforeseen events or lawsuits.
Our offerings protect vehicles, equipment, and property in these situations:
- Tools and equipment: You have valuable tools and equipment for your water sports operations, so make sure to protect them with the right policy.
- Commercial general liability: A general liability insurance policy covers 3rd party bodily injury & 3rd party property damage. It will pay for your defense and cover a settlement or verdict.
- Watercraft liability: This policy can cover you if you are held liable for a watercraft malfunction or operator injury. It can also protect you from paying out-of-pocket medical bills or income replacement.
- Property coverage: Protect your property and assets in case of damage with insurance coverage that can help repair or replace lost belongings.
- Communicable Disease Liability Coverage: If you end up in a lawsuit where a consumer claims they were exposed to an illness at your site, we can offer liability insurance protection.
- Active shooter liability: These plans will cover your liability exposure resulting from a shooting incident on your property.
- Alleged sexual abuse and molestation liability: This insurance covers allegations of sexual misconduct made against you or your employees.
- Alleged assault and battery liability: This coverage covers allegations of assault and/or battery made against you or your employees.
- Special Event: If you allow or host a special event, this coverage will provide necessary liability coverage for injuries and property damage sustained by guests.
Why Get Covered by XINSURANCE?
Choosing XINSURANCE for your coverage offers several different advantages. We are dedicated to providing the right solution for your enterprise and can customize your coverage to ensure it’s the best fit for your business. We work with you to deliver limits, coverage, and premium options that meet industry regulations. As an insurance partner that covers the most difficult risks, we’re here to give you true peace of mind for your everyday operations.
Whether you’re looking for help with risk management, customer service, underwriting, or expertise claims, we can handle old or new claims. Our experienced team can also provide a free policy assessment of your current coverage to help identify gaps. If you need it, we can cover exclusion in your current contract to help protect you or your business.
As a team dedicated to exceptional customer service and trusted support, our goal is to help you respond proactively to unexpected situations. Whatever your insurance needs, we’re dedicated to helping you. We give you the assurance that you have a partner on your side when an incident, liability, or accident occurs. For more information on what we offer, get a quote today.