Do you rely on the use of vehicles to run your business? Did you know that XINSURANCE is a leading brokerage for commercial auto insurance policies? We provide specialized custom coverage solutions for any number of commercial auto needs, from commercial trucking, taxi cabs, limousines, buses, medical transport vehicles, and more.
Need a policy specific to trucking? Check out our page on commercial trucking insurance.
*Primary commercial auto insurance is not available in every state and we do not offer personal auto insurance. Please contact us to check state availability.
When your vehicle collides with another vehicle or object regardless of fault.
When your vehicles damages another person’s property, in an fault situation
When you or passenger requires medical treatment after an accident
When you suffer injury or vehicle damage as the result of an uninsured, underinsured, or hit-and-run motorist.
When your vehicle suffers damage from fire, flood, theft, and other applicable scenarios
Learn how to reduce your liability risk with this free guide about MVR Monitoring and reporting in the transportation industry.Download The Guide
Expenses add up after an accident, but auto liability insurance can help prepare for uncertainty, and insulate your business against significant losses.
A Commercial Auto Insurance policy can cover vehicle damage and injury expenses for parties involved in an accident. In exchange for a policy premium, the insurance carrier will cover eligible legal, medical, or repair costs up to a predetermined dollar amount.
Resolving a liability claim is expensive and requires timely payments, which can be challenging for smaller enterprises with tight budgets. Without commercial auto insurance, your company may be responsible for making a substantial payment with little time to prepare financially. Liability insurance exists to prevent sudden liability expenses from stifling your growth.
XINSURANCE is a leader in the industry of commercial auto coverage. We provide options and solutions to customize a plan to your needs after reviewing your current policy.
Our all-in-one approach to insurance solutions means that you can get more of the coverage you need in a singular, comprehensive policy. Contact us for a quote if you could benefit from coverage for:
Medical and vehicle repair expenses add up in the wake of an automobile accident. A liability policy will kick in when the covered costs eclipse your deductible amount, providing the money required to ensure drivers and vehicles receive the attention they need without a significant hit to your bottom line.
Additionally, auto insurance is a legal requirement in almost every state. Driving without insurance can result in hundreds of dollars in violation fees — penalties that increase dramatically if your uninsured driver or vehicle is involved in an accident. Commercial auto liability coverage will give you the peace of mind that your vehicles on the road comply with insurance requirements.
Commercial truckers are generally considered to be above-average drivers. However, federal data indicates that errors, mistakes, and negligence on behalf of the driver contribute to more than half of all truck crashes.
The top 5 causes of crashes are brake problems, driving too fast, unfamiliarity with the roadway, environmental conditions, and over-the-counter drug use.
An employer is liable for the wrongful acts committed by its employees or agents, provided that the acts were unintentional and were committed within the scope of employment.
An employer is generally not liable for any intentional injury caused by an employee such as assault, battery, kidnapping, etc. Employers are also generally not liable for wrongful acts committed by independent contractors, though laws vary by state.
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10% of all motor vehicle crash deaths in 2020 occurred in large truck crashes.
Tractor-trailer vehicles need nearly 2X the stopping distance of a regular passenger vehicle.
Incurred losses for commercial insurance was 184,908,130 in 2021.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.