XINSURANCE, Powered by Evolution Insurance Brokers, is a proud member of IAAPA
(International Association of Amusement Parks and Attractions).
With the increased risk of injury, inflatables insurance becomes more of a necessity. Every year, there’s a significant number of injuries in bounce house-related incidents. When accidents happen, will you be held liable? Make sure you’re covered with XINSURANCE.
If you’ve already experienced a bounce house accident and faced legal claims, you know it can be tough to obtain or maintain coverage. You also know the importance of finding an insurance partner with an expert understanding of the specific risk factors of your business.
We are experienced in providing insurance solutions for inflatables — even in the face of claims histories and other difficulties. We create customized commercial liability policies specifically designed for your inflatables business, whether outdoors or indoors, that will keep you operating and defend you in the event you are named in an incident, claim, or lawsuit.
Provides coverage for injuries and property damage sustained by third parties.
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Personal liability protection in the event of an accident and a claim is made against you. Can also include coverage for people who are renting an inflatable device — such as putting a bounce house in their backyard.
Covers the gaps and exclusions in your primary policy. Learn more.
Coverage for claims regarding negligent acts and more.
Protects against claims for slips, trips, and falls on the property due to negligence.
Covers the business’ property and the contents within it from weather-related risks, vandalism, and theft.
Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
*Available in most states
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events.
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
Coverage for claims against you regarding sexual abuse and/or molestation.
Coverage for claims against you regarding assault and/or battery.
Although they seem pretty harmless, the accidents usually involve falls and faulty installation. Strong winds and poor anchoring can result in either the sets collapsing or becoming airborne. Also, the installations are not always inspected and well-regulated. Fortunately, we provide focused risk management practices to eliminate and reduce controllable losses.
Participants may be able to sue the business owner or operator of the bounce house for negligence. In order to prove negligence, they will have to show that the responsible party breached a duty of care that led to an injury.
There are standard installation guidelines, proper anchoring methods, weight limits, and safe operating protocols — including instructions on the weather conditions to avoid. Not all states need a certificate of inspection before operating these bounce houses. This allows less than adequate measures during installation, which is a set-up for accidents.
Click the button below to get started on your quote
We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
When running a business where you face the risk of liability, you need a partner who can help you mitigate risk before an incident to reduce controllable losses and cover you legally in case of an accident.
We are the partner with expertise in covering everything inflatable, and a hands-on approach to assisting our clients run a successful business and reduce risk whenever possible.
n the United States alone, more than 10,000 people annually visit the emergency room for bouncy-castle-related injuries.
children can become injured in bounce houses if they’re jumped on or knocked into by other children, if they fall out, or if the house deflates or collapses, suffocating them.
A documented 132 cases of wind-related bounce house incidents worldwide between 2000–2021 caused at least 479 injuries and at least 28 deaths.
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.