Protect yourself or your business from unforeseen accidents and liabilities with our comprehensive jet ski rental insurance solutions, ensuring peace of mind and financial security for both jet ski rental companies and individuals enjoying the thrill of riding jet skis.
Jet ski rental insurance can protect rental companies and individuals from financial liability in case of accidents, damage, theft, and other incidents related to a jet ski. XINSURANCE offers customized insurance solutions that can provide comprehensive coverage tailored to your unique needs.
By having jet ski rental insurance, rental companies can protect their assets, mitigate financial risks, and safeguard their business from costly lawsuits. For individuals, this insurance provides peace of mind, knowing that they can be covered in case of accidents or damages, and they won’t be burdened with substantial out-of-pocket expenses.
It is essential for rental companies and individuals to choose a reputable insurance partner like XINSURANCE to ensure they have the appropriate coverage for their specific needs. We can provide expert guidance such as risk mitigation tips, tailored insurance solutions, and valuable support if an incident or claim occurs. We offer comprehensive protection and allow rental companies and individuals to focus on enjoying their jet ski rental experience with confidence.
Provides coverage for injuries and property damage sustained by third parties.
Can provide physical damage protection for applicable equipment while it is being stored, transported, or rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Covers physical damage to units while being rented and personal liability for the renter. Renters liability is only available if the rental company has purchased general liability through XINSURANCE.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Coverage for claims against you or an employee regarding assault and/or battery.
Coverage for claims against you or an employee regarding sexual abuse and/or molestation.
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Covers liabilities related to employment that aren’t on-the-job injuries. Some of the things it covers may include sexual harassment suits and wrongful termination suits.
Covers the costs associated with pollution clean-up caused by your business or jet ski.
Protects against claims for slips, trips, and falls on the property due to negligence.
Coverage for claims regarding negligent acts and more. Learn more.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Yes, we can offer physical damage while rented and or while stored. We also offer a separate policy that covers the renters for 3rd party liability and covers the physical damage of the unit while under the care, custody, and control of the renter.
No, not while rented.
The minimum rental age is 21.
The minimum operating age is 18 or manufacturer guidelines.
Yes, life jackets are required.
Wet suit bottoms are required unless you have an acknowledgment form that is required to be signed by the renter.
It is an annual term, rated off your exposure.
Yes, pending the season length.
Yes! We can provide insurance solutions for jet ski tours, jet ski instructors, jet ski rental companies, individuals who rent a jet ski, and more!
Click the button below to get started on your quote
We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Whether you’re an individual or a jet ski rental business owner, we can offer an insurance solution that provides limits of up to $20 million in liability insurance coverage. The specific types of liability protection include:
Without this insurance protection, you or your business could be on the hook for thousands or even hundreds of thousands of dollars in medical bills and property repairs or replacements. The right liability coverage will reduce your risk and help prevent a significant financial loss.
If you operate a jet ski rental company and need to provide workers’ compensation insurance, you will need to purchase an external policy, as XINSURANCE does not offer this coverage.
Yes, XINSURANCE provides insurance solutions for boats and watercraft, including powerboats, sailboats, pontoon boats, kayaks, canoes, fishing boats, yachts, houseboats, dinghies, and more.
We can also offer coverage solutions for your lift eFoils and electric surfboards!
These insurance solutions are available for businesses and individuals, so if you own/operate/rent any of these, let’s talk!
You need jet ski rental insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Jet ski liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some areas, carrying liability insurance may be required.
The cost of jet ski rental insurance can vary depending on several factors, including location, rental frequency, years of experience, previous claims history, the value of the jet ski or fleet, and more. We recommend you contact us to get a more accurate estimation.
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We also help jet ski rental businesses who are just starting out and businesses or individuals with an extensive claims history. The point is we can provide an insurance solution regardless of your situation, so do not hesitate to request a quote! We step in to provide an insurance solution when others can’t or won’t!
Examples of situations where your liability insurance should protect you include:
Also, if you loan the jet ski rental to another operator, the policy will likely cover any property damage or injuries resulting from their negligence.
If you already have an existing jet ski rental insurance policy, we can review your policy for gaps and exclusions that are leaving you exposed. Then, we can offer insurance solutions that leave you better protected from liabilities and claims.
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.