As an outfitter, guide, or instructor, you know all about the obvious inherent risks and dangers of operating in the outdoors. However, even if you, your employees, and/or your clients are careful and do all that you can to avoid risk, that doesn’t mean that you’re safe from a lawsuit. Leading an adventurous lifestyle can lead to accidents at any time, anywhere and this could result in financial loss or loss of assets.
You’re their guide, so who is yours? With XINSURANCE, you will have the customized coverage you need through our all-in-one approach with direct access to underwriting, risk management, and claims management. By reviewing your operations and experience level, we create a policy made to fit the needs of your business, not a cookie cutter approach where you have to fit in with everybody else.
The Worldwide Outfitter & Guides Association (“WOGA”) is a non-profit industry association of professional outfitters and guides that provides individual members with access to liability insurance through the association. Liability insurance can be difficult for industry professionals, especially small operators, to obtain. WOGA provides a solution for insurance needs.
With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 30 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.
Injuries that result from hiking are incurred by 6.3% of all persons injured while performing outdoor recreational activities – hiking is the 3rd most common cause of injuries related to outdoor activities. Source
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