Why You Need Concealed Carry Insurance
Concealed carry insurance, also known as CCW or firearm liability insurance, is a form of low-cost coverage that provides legal protection if you use your registered firearm in a self-defense situation. As more people carry firearms to keep themselves and their families safe, an increasing number of gun owners are considering the purchase of this insurance. Many policies also provide coverage for civil court proceedings, such as when you are the target of a lawsuit filed by an involved party.
How Does Firearm Liability Insurance Work?
The level and type of CCW coverage will vary based on the policy and the limits you choose. In some cases, the carrier will provide upfront funds for your legal defense in the wake of a gun-related self-defense incident. Other insurers will only compensate you upon the resolution of your case. Coverage amounts vary widely and some policies might offer much higher limits than others.
Depending on the policy, you can also cover costs such as bail bonds, income interruption, attorney retainer fees, firearm replacement, and more. An experienced CCW insurance partner like XINSURANCE can help you determine the optimal coverages and amounts for your situation.
Our firearms liability insurance product can be offered to homeowners, security professions, law enforcement, businesses with armed employees, and more!
What Coverages Are Available for Concealed Carry Insurance or Firearms Liability Insurance?
We provide specialty customized insurance coverage through an all-in-one approach.
- Firearms Liability (open & concealed carry)
- Legal Liability for Accidental Discharge
- Bond Payment
- Income Interruption
About Concealed Carry Insurance Coverage From XINSURANCE
To ensure that you and your assets are completely covered, XINSURANCE offers customized Firearms Liability and Concealed Carry Insurance that will cover gaps that most individual personal policies have so that you can rest easy knowing you’re protected. This insurance is provided by an A-rated excess and surplus lines specialty insurer with almost 40 years of experience. This is not a membership but a customized, personal self-defense policy.
Disclaimer: This policy may not be offered in every state (such as NJ, NY, and WA) depending on applicable state and local laws. Please contact us for more information.