Owning a gun can come with a lot of unforeseen accidents or injuries. If you have a concealed carry permit, you never know when you might come across an incident where you have to use your firearm for personal defense.

The implications of a self-defense shooting can include:

• Expense of posting bail bonds to stay out of prison as your case unfolds
• Confiscation of your weapons until the resolution of the situation (assuming the outcome is in your favor)
• Loss of income due to the potential for incarceration and the inability to work
• Numerous court appearances
• Prohibitive costs associated with retaining legal services
• Civil litigation leading to an unfavorable judgment resulting in thousands of dollars in damages

Why You Need Concealed Carry Insurance

Concealed carry insurance, also known as CCW or firearm liability insurance, is a form of low-cost coverage that provides legal protection if you use your registered firearm in a self-defense situation. As more people carry firearms to keep themselves and their families safe, an increasing number of gun owners are considering the purchase of this insurance. Many policies also provide coverage for civil court proceedings, such as when you are the target of a lawsuit filed by an involved party.

How Does Firearm Liability Insurance Work?

The level and type of CCW coverage will vary based on the policy and the limits you choose. In some cases, the carrier will provide upfront funds for your legal defense in the wake of a gun-related self-defense incident. Other insurers will only compensate you upon the resolution of your case. Coverage amounts vary widely and some policies might offer much higher limits than others.

Depending on the policy, you can also cover costs such as bail bonds, income interruption, attorney retainer fees, firearm replacement, and more. An experienced CCW insurance partner like XINSURANCE can help you determine the optimal coverages and amounts for your situation.

About Concealed Carry Insurance Coverage From XINSURANCE

To ensure that you and your assets are completely covered, XINSURANCE offers customized Firearms Liability and Concealed Carry Insurance that will cover gaps that most individual personal policies have so that you can rest easy knowing you’re protected.

Disclaimer: This policy may not be offered in every state (such as NJ, NY, and WA) depending on applicable state and local laws.  Please contact us for more information.

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