INSURANCE FOR SECURITY GUARDS & SECURITY SERVICES
Specialty insurance solutions tailored to your unique needs.
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Your security services come with great risk. Make sure you or your business has coverage beyond what standard insurance can offer.
Security services come with unique risks. Physical altercations, property damage, and liabilities are common. Get customized insurance to safeguard you or your business so you can focus on your job with peace of mind. Invest in specialized insurance for security guards and security services today.
Could You Benefit from Better Insurance Coverage?
Security guards and security companies can greatly benefit from specialty insurance solutions provided by XINSURANCE. With the unique risks and liabilities faced in the security industry, having comprehensive insurance tailored specifically for these needs is essential. We offer specialized coverage solutions that address the challenges encountered by security professionals, ranging from physical altercations to property damage and other potential liabilities. By obtaining better specialty insurance coverage, security guards and security companies can ensure they have the necessary protection in place, enabling them to focus on their jobs with confidence and peace of mind.
In summary, getting better insurance coverage as a security guard or security company can protect your business interests, reduce financial risk, and give you a competitive advantage in the industry, all while providing peace of mind.
Who We Can Help in the Security Industry
- Armed & Unarmed Security Guards
- Security Guard Companies
- Investigation Companies
- Security Systems Companies
- Security Training Companies
- Bodyguard Companies
- Private Security
- And More!
Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Tru Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Employment Practices Liability Insurance (EPLI)
Covers liabilities related to employment that aren’t on-the-job injuries. Some of the things it covers may include sexual harassment suits and wrongful termination suits.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related riskss, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Security Guard Insurance & Security Company Insurance
What is Security Guard Insurance?
Security guards perform a dangerous job. Security guard insurance can protect you or your business if something goes wrong while they perform their high-stress duties.
Liability insurance offers third-party coverage, which means other people may receive compensation for a covered loss if an incident occurs related to you or your business. If you don’t have security guard insurance, you may have to pay huge damages fees. XINSURANCE can provide solutions for risks such as bodily injury, negligence, and even alleged assault and battery liability. From a fight that breaks out to accidental injuries caused by a security guard’s actions, you can stay protected.
Can I Be Insured if I've Been Dropped or Rejected?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
What Coverage Do I Need for My Security Company's Insurance Policy?
The type of insurance coverage needed for the security industry will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverages you want to have on your insurance policy.
How Does Insurance for the Security Industry Work to Protect Me or My Business?
Say a fight breaks out at a club, and one of your bouncers accidentally hits someone while trying to break up the dispute. Liability insurance can cover the medical bills for the injured party. If they sue for damages, your policy may also cover the payout if they were to win. As your insurance partner, we fight lawsuits to the best of our ability. If the fight your security guard participates in causes damage to the building next door, insurance may be able to cover the cost of repairs.
You can’t predict what will happen in the future. When you employ security guard services, you could benefit from knowing that your company is protected. Your policy can cover the legal expenses if you are sued as well as the amount awarded in the case, within your policy limit. Our in-house legal team provides extraordinary claims results and fights for you!
Keep Doing What You Love With the Protection You Need
Our insurance solutions for the security industry are available for individuals and businesses providing any sort of security service.
The quote process takes a hands-on and highly engaged approach to helping you find the best coverage for your needs. Submit a quote request today and get in contact with a member of our team to learn more.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Tru Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer Tru Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
Tru Umbrella
Tru Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.