As a security service professional, your job is to protect others from danger; unfortunately in your efforts to protect others physical safety, personal injury and property damage are likely. In our sue-happy society, you run the risk of being sued for negligence or wrongful acts, regardless of your intentions. Just as a doctor must have malpractice coverage, a security service professional needs similar coverage. In most cases, the injuries associated with security services are more serious or violent than general personal injury claims.
Bar security doormen are being sued more often for using excessive force than for any other reason.
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