As a professional, you always strive to do what’s best for your clients. But even the most caring and conscientious professionals can make a mistake or overlook an essential detail when rendering their services. An error that causes harm to a client could lead to a lawsuit that has severe financial consequences, possibly even putting you out of business.
Professional liability (PL) insurance is designed to cover these situations. Also known as errors and omissions (E&O) coverage, these plans will pay for settlements or judgments resulting from litigation, as well as the costs of your legal defense.
At XINSURANCE, we understand that comprehensive professional liability insurance coverage can be hard to obtain, especially if you’ve had to file a claim or two in the past. We focus on providing insurance solutions to business owners and others who have been canceled, non-renewed, or denied coverage elsewhere. We’re able to offer plans with liability limits up to $10 million (and potentially up to $20 million by working with our reinsurance partners). No risk is beyond our capabilities.
We can provide a customized professional liability insurance plan that covers the following:
Please note that we do not provide coverage for workers’ compensation claims.
A few of the many claim scenarios that PL insurance may cover include:
Our all-in-one approach to liability insurance will ensure you’re doing everything possible to fully protect your assets. We can provide a solution with customized options, limits, and premiums that covers the gaps and exclusions in your current plan. You’ll have the peace of mind of knowing you’re prepared for whatever liability claim may come your way.
If you need to file a claim, our exceptional service is second to none. We’re available 24/7 to provide a rapid response when a situation arises. We’ll also expedite the process to deliver the fast, fair outcome you deserve.
At XINSURANCE, we recognize that one more day without adequate liability insurance is another day that you’re at risk of a substantial financial loss. Our streamlined application process helps you get the coverage you need quickly. Start by filling out an online app for review by our in-house underwriters, after which we’ll then arrange a phone call to gain additional information about your situation. We’ll quickly issue a quote, and if you approve, your policy will be issued in short order.
Contact us today to get your fast, no-obligation quote for professional liability insurance.
Sign up for our newsletter and stay up to date with the latest news about policy coverage in your industry. Plus get tips on how to protect yourself before bad things happen!