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Boat Insurance | Personal Watercraft Insurance


There is no doubt that boats and personal watercraft (PWC) are popular. In fact, there are nearly 12 million recreational vessels registered in America. Whether it’s the wind in your hair in a cigarette boat, the rush of speed in a racing boat, or simply relaxing with the family in a spacious yacht, boating can be a lot of fun. However, all that can go away with one little accident. If someone is injured or if a property is damaged, can you or your business take a hit if a claim is made against you? Make sure you have boat insurance, personal watercraft insurance, or boat rental insurance for the ultimate protection.

With XINSURANCE, you will have the customized coverage you need through our all-in-one approach. We can provide coverage even when you’ve been denied or canceled coverage. As a boat owner, renter, or business owner, you must be well protected with specialty liability insurance coverage — especially since there are many liability risks not covered by standard insurance carriers. Contact XINSURANCE for a quote, today!

Boats & PWC Covered:

  • Speedboats, pontoon boats, fishing boat, houseboats, yachts, banana boats, tiki boats, etc.
  • Kayaks, canoes, paddle boats, etc.
  • Jet skis, hydroflying, personal watercraft, etc.
  • Rental boats, rental personal watercraft, and more!
boat insurance watercraft insurance

Know the Facts

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In 2017, the Coast Guard counted 4,291 accidents that involved 658 deaths, 2,629 injuries and approximately $46 million dollars of damage to property as a result of recreational boating accidents.

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The 11,961,568 recreational vessels registered by the states in 2017 represent a 0.84% increase from last year when 11,861,811 recreational vessels were registered.

boat insurance personal watercraft insurance

The most common vessel types involved in reported accidents were open motorboats (46%), personal watercraft (18%), and cabin motorboats (16%).

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