Insurance for the Outdoor Recreation Industry
Outdoor recreation, such as hiking, canoeing, cycling, or skiing, entails risks, even if participants do not recklessly place themselves in harm’s way. In some circumstances, such as being in remote locations or in extreme weather conditions, even a minor accident may create a dangerous situation – one that may require survival skills or one that may result in a lawsuit. The legal system can be as chaotic as a whitewater river. However, if you have XINSURANCE, adventurous outdoor recreation can still be enjoyable and worry-free.
With XINSURANCE, you will have the customized coverage you need through our all-in-one approach with direct access to underwriting, risk management, and claims management. By reviewing your operations and experience level, we create a policy made to fit the needs of your business. With XINSURANCE, no outdoor activity is too bumpy, too steep, or too dangerous – no matter the risk or history, we are here to help you.
Outdoor Activities Covered:
- Hiking & Camping
- Hunting & Fishing
- Snow Sports (Skiing, Snowboarding, Snowmobiling, Heli-Skiing, etc.)
- Avalanche Control
- Water Sports (Canoeing, Rafting, Boating, Jet Skiing, Wakeboarding, etc.)
- ATV/UTV Tours or Rentals
- Biking
- Hot Air Balloons
- Skydiving
- Rock Climbing & Ice Climbing
- Special Events
- Other Rentals, Guided Tours, Operations
- And More!
Know the Facts
Nearly 50% of all Americans participate in at least one outdoor activity every year, totaling 11.6 billion outings. (source)
Every year, nearly 213,000 people are treated in emergency departments for outdoor recreational injuries, according to the CDC. More than half of the injuries were among young people ages 10-24.
According to the CDC, researchers found that snowboarding (25.5%), sledding (10.8%), and hiking (6.3%) were associated with the highest percentage of injuries requiring emergency department visits
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