Special Event Insurance

Specialty insurance solutions tailored to your event.
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Covering the unexpected so you can enjoy the unforgettable.

Don’t let unexpected incidents ruin your event. Trust XINSURANCE to provide comprehensive coverage solutions, allowing you to fully enjoy the unforgettable moments.

What is Special Event Insurance and Why You Need it

Special event insurance is crucial for any individual or business organizing a special event. It ensures the protection and peace of mind needed to navigate the unpredictable nature of hosting such occasions. Whether it’s a concert, wedding, competition, festival, or any other event occurring once a year or throughout the year, having special event insurance safeguards against unforeseen circumstances that could potentially interrupt or impact the success of the event. With XINSURANCE as your trusted partner, you can focus on creating memorable experiences, knowing that you are prepared for any challenges that may arise.

Choose XINSURANCE for your special event insurance needs and benefit from our track record of providing insurance solutions for small, local one-time events and national events involving big-name celebrities. Unlike cheap policies, we offer coverage solutions tailored to your unique event, ensuring you have the protection you need. Don’t settle for less – trust XINSURANCE for a secure and reliable insurance solution that delivers when it matters most.

Special Event Insurance: Who We Can Help

  • Concerts
  • Parties with liquor sales
  • Competitions
  • Firework Shows
  • Motorsport Events
  • Mud Bogging
  • Weddings
  • Conventions
  • Festivals
  • Corporate Events
  • Tradeshows
  • Sporting Events
  • Birthday Parties
  • Anniversary Events
  • And More!
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Event Insurance Coverage Options

Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Event Cancellation

Provides financial protection to an event organizer in case the event needs to be canceled or postponed due to circumstances beyond your control, such as extreme weather, a natural disaster, death, or a public health crisis such as COVID-19.

Liquor Liability

Coverage for businesses that provide the sale, service, or furnish of alcohol. Learn more.

Spectator Liability

Provides protection for event organizers and concessionaires in case of lawsuits or damages resulting from injuries or property damage to event spectators.

Inland Marine

Can provide physical damage protection for applicable equipment while it is being stored, transported, or while rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.

Active Shooter Liability

Liability protection in the event of an active shooting taking place on company property. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Animal Liability

Provides coverage for third-party bodily injury and property damage caused by an animal that you own. Learn more.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.

*Available in most states

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQ About Event Insurance

Do you offer one day event insurance?

Yes, we offer one-day event insurance solutions. It provides coverage for a single event, typically lasting for 1 day or less. It offers protection against various risks and liabilities associated with the event, such as property damage, bodily injury, or event cancellation.

In addition to offering one-day event insurance solutions, we also provide insurance options for events that span multiple days or occur multiple times throughout the year. This includes the option for an annual policy that covers all scheduled events within a specific time frame.

What does special event insurance typically cover?

Special event insurance can cover various aspects, depending on the policy. It may include general liability coverage, liquor liability coverage, property damage protection, and event cancellation coverage. Event coverage from XINSURANCE can be tailored to the specific needs of the event.

How much does special event insurance cost?

The cost of special event insurance can vary depending on several factors, such as the type of event, number of attendees, location, coverage limits, how long the event will last, and any additional requirements. It’s best to contact us and tell us more about the event to get a customized quote.

Do I need special event insurance if my venue has liability coverage?

While some venues may have liability coverage, it’s essential to review their policies and understand the extent of coverage provided. Our special event insurance solutions will likely offer additional protection, oftentimes necessary, especially if your event has unique requirements or involves activities not covered by the venue’s insurance.

Can I get special event insurance for a small event or gathering?

Yes, our special event insurance solutions are available for both large and small events, no matter how long they run. The coverage can be customized based on the size and specific needs of your event, ensuring that you have the proper protection in place regardless of its scale.

Can special event insurance cover event postponement or rescheduling?

Yes, we offer event cancellation coverage solutions and it can include provisions for event postponement or rescheduling due to unforeseen circumstances. It can help reimburse costs incurred if you need to reschedule your event and protect against potential financial losses.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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Insurance for Fireworks Shows

We provide liability insurance solutions for fireworks shows – including fireworks at special events, holidays, and more.

If you need a special event insurance quote, get started by clicking the button below!

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service