Entertainment Insurance

Customized insurance for the entertainment industry.

Entertainment Insurance



XINSURANCE provides customized insurance solutions for high-risk entertainment and events that get your blood pumping! We can help individuals, businesses, and organizations of all kinds while filling the gaps and providing coverage solutions that leave you with true peace of mind. Whether a new type of event including pyrotechnics, crowds of thousands, entertainment, or competitive, our track record shows we can quickly evaluate and provide options. Our rapid response and talented team moves quickly to evaluate, and provide solutions especially with hard deadlines such as products and entertainment with advance bookings. At the end of the day, the show must go on and we are here to help!

entertainment insurance for the entertainment industry


Entertainment Industry Insurance in a Post-COVID World

Now that the world is opening up again for business, it’s time to celebrate! People are eager to attend high-profile events and activities again. The only problem is that most insurance providers are tightening their guidelines and dropping entire classes of businesses in the post-COVID era.

XINSURANCE is providing customized liability insurance solutions for any kind of event you can dream up — everything from fireworks displays to the biggest music festivals. Something unique that we provide solutions for is coverage for communicable disease liability, which is an optional policy endorsement that enhances your insurance policy. Some of the coverage highlights for communicable disease liability include:

  • Defense and indemnification against allegations of negligence arising out of exposure to a Declared Pandemic Disease or Pathogen.
  • Coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19!

This innovative endorsement is designed to provide you the peace of mind to conduct business with the public in today’s uncertain times.

Learn more about communicable disease liability, here.

Highlighted Class: Face and Body Painters

We provide liability insurance solutions for face painters and body painters in all 50 states. This coverage is valuable because mistakes are made, incidents occur, and people sue. It’s that simple. XINSURANCE protects you if someone who hired you claimed that you performed negligently or failed to perform as agreed upon.

As a skilled professional, people count on you to deliver a quality product or experience. In some cases, people are worlds apart in expectation and delivery! We live in a very litigious world and XINSURANCE provides a defense if an incident or claim occurs.

Entertainer Insurance for Individuals, Entertainers, Performers, Etc.

XINSURANCE provides insurance solutions for all types of entertainers and performing artists who risk being blamed for professional negligence or failure to perform necessary duties. We can even help (and have helped) celebrities including Hollywood actors, musicians, singers, and professional athletes! Accidents happen, even to the most skilled and talented performers. One single lawsuit could put your entire entertainment career in jeopardy.

Entertainer Insurance is available for many individuals, such as:

  • Actors
  • Artists
  • Bands & Musicians
  • Comedians
  • Composers
  • Dancers
  • DJs
  • Event Planners
  • Face and Body Painters
  • Models
  • Performers
  • Photographers & Videographers
  • Professional Athletes
  • Recording Studios
  • Sculptors
  • Singers
  • And More!

Entertainment Insurance for Businesses and Organizations

XINSURANCE is providing solutions in the entertainment industry that no one else can. We specialize in high-risk classes of business and want you to know that no matter the scope of complexity of the event, we will offer options and solutions. Coverage and risks such as security guard personnel, event coverage, communicable disease, and cancellation coverage can be part of the solution and policy.

Entertainment Insurance is available for many businesses, organizations, and events, such as:

  • Businesses that provide lighting, sound, props, costumes, etc.
  • Celebrity Appearances
  • Concerts
  • Corporate Entertainment
  • Entertainment Venues (Concert Halls, Theaters, Entertainment Centers, etc.)
  • Firework Shows
  • Music Festivals
  • Security Guard Personnel
  • Special Events
  • Television & Film (Producers, Film Crew, Etc.)
  • And More!

Insurance Coverages for the Entertainment Industry

The entertainment industry is an exciting but risky class of business, usually involving crowds, expensive equipment, venues, vendors, etc. A lot of insurance providers don’t provide adequate coverage, leaving gaps and exclusions in your policy that expose you to lawsuits. XINSURANCE can fill those gaps and we can provide solutions for a new policy or build on top of your current policy.

With our all-in-one approach you, as a business or an individual, can get multiple coverages under one simple policy. Coverages can include:

  • Active Shooter Coverage
  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Animal Liability
  • Commercial Auto (available in most states)
  • Commercial General Liability
  • Communicable Disease Liability
  • D&O (Directors & Officers) Liability
  • Equipment Rental Liability
  • E&O (Errors & Omissions) Liability
  • Excess Casualty
  • Personal Liability
  • Products Liability
  • Premises Liability
  • Professional Liability
  • Property Coverage
  • Spectator Liability
  • Tru Umbrella


XINSURANCE is a full-service liability insurance partner that finds solutions for the most challenging risks.  We are powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. We use an all-in-one approach to anyone looking for coverage, even if you’ve been canceled or non-renewed by your carrier. You’ll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs. XINSURANCE is available in all 50 states.

entertainment insurance for the entertainment industry




The Nevada Occupational Safety and Health Administration proposed fines of more than $25,000 for Cirque du Soleil for safety violations in the June 29 death of a performer Sarah Guillot-Guyard, who fell nearly 100 feet after a wire broke during a performance of the “Ka” show at the MGM Grand Hotel and Casino in Las Vegas. The agency proposed fines of $7,000 for the casino.

54.30 million people attended concerts in the US in 2011

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