PRODUCT LIABILITY

Product liability is a type of insurance coverage that protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or third-party property damage. It is typically for manufacturers, distributors, suppliers, retailers, and others who make products available to the public.

XINSURANCE provides customized liability insurance solutions for businesses and individuals. We can help the following:

• Manufacturers
• Distributors
• Wholesalers
• Sellers
• Importers
• Food Industry
• And More!

We have an all-in-one approach for product liability insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

• Product liability: protects your business from claims that a product [you made, sold, or distributed] caused third-party bodily injury or property damage. Can include design defects, manufacturing defects, improper warning, strict liability, and marketing.
• Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
• Professional liability: Coverage for claims regarding negligent acts and more.
• Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
• Tru Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
• And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will fight for you when no one else will.

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.