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Product Liability

Product manufacturers, distributors and/or sellers may be held legally liable for injuries, death or damages suffered by customers and others from their products. Product liability insurance solutions provide protection for costs associated with incidents, accidents, or lawsuits related to these products.

With XINSURANCE, you can have an all-in-one policy that provides customized coverages built into one policy! We can also fill the gaps and cover the exclusions in your insurance policy that other insurance companies can’t or won’t provide. Whatever you need, we can help to find the best product liability insurance solution for you!

product liability insurance
product liability insurance

What You Need To Know About Product Liability Insurance

What Is Product Liability?

Product liability is a type of insurance coverage that protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or third-party property damage. It is typically for manufacturers, distributors, suppliers, retailers, and others who make products available to the public.

Who Should Have Product Liability Coverage?

XINSURANCE provides customized liability insurance solutions for businesses and individuals. We can help the following:

  • Manufacturers
  • Distributors
  • Wholesalers
  • Sellers
  • Importers
  • Food Industry
  • And More!

What Does Product Liability Cover?

We have an all-in-one approach for product liability insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • Product liability: protects your business from claims that a product [you made, sold, or distributed] caused third-party bodily injury or property damage. Can include design defects, manufacturing defects, improper warning, strict liability, and marketing.
  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
  • Tru Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
  • And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

Product Liability Insurance Quote

Get a product liability quote today by filling out the form at the top of the page to get started! We would also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – it’s also free and no obligation. Get started today!



XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will fight for you when no one else will.

Why Should You Choose XINSURANCE for Product Liability Insurance Coverage?

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.

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