Renting heavy equipment such as bulldozers, excavators, backhoe loaders, and motor graders offers numerous benefits for companies in the construction industry. Using rentals helps minimize or avoid ownership costs, such as maintenance, repairs, storage, and transportation, and also provides enhanced fleet management capabilities. Contractors can add machines quickly to meet a sudden increase in demand or use pieces of equipment for specific job site applications.
However, you can’t always count on the rental company to carry enough or the right type of insurance to cover damages or injuries that occur during the rental period. Without adequate insurance protection, you could be on the hook for a substantial sum of money if you’re on the wrong end of a successful liability lawsuit.
XINSURANCE can offer an all-in-one construction equipment insurance plan that gives you True Umbrella protection for your business and personal assets. We specialize in covering the difficult risks that other insurance providers typically avoid. When you partner with us for your liability insurance needs, you’ll have true peace of mind knowing you’re prepared for a worst-case scenario when using rentals at your job sites.
While coverage requirements vary based on factors such as your specific job site applications, equipment type, and any insurance provided by the rental company, your all-in-one policy should include the following:
At XINSURANCE, we embrace risks that other insurance providers reject. We’re the company to contact if you have been denied a policy elsewhere or had your coverage non-renewed or canceled. We can also accommodate small and large risks. Get limits up to $10 million, or even $20 million via our reinsurers. If you’d like to keep your existing coverage, we’ll fill in any plan exclusions or gaps leaving you unprotected. You’ll have true peace of mind knowing you’re prepared for whatever liability issues come your way.
The XINSURANCE underwriting team offers more than 40 years of liability insurance experience. We have the in-house expertise to tailor a plan containing the customized coverages, deductibles, limits, and premiums that work for you and your business. You also won’t waste money paying for protection you don’t need.
We support our construction equipment insurance plans with exceptional service. If you have a claim, we’re available 24/7 to get the process started. We can help with new and old claims and even take over existing claims and buy into current litigation. With our no-cost policy review service, you’ll know which areas of your program need bolstering.
We make getting an all-in-one construction equipment insurance policy fast and easy. Start by filling out and submitting our online application for our underwriting team to review. We’ll contact you to set up a convenient phone conversation to discuss the risk in more detail. Next, we’ll send you a free, transparent quote. When you approve the terms and pay the first premium, your new policy will be issued promptly.
Make sure you have all your liability bases covered when renting construction equipment. Contact XINSURANCE to learn more about your heavy equipment insurance options today. You can also complete and submit the quote form at the top of this page.
With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.
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