Request your quote for customized insurance.




Family offices are unique entities that provide comprehensive financial and personal services to high-net-worth individuals and their families. These services can include investment management, tax planning, estate planning, and even concierge services. With such a wide range of services and assets under management, family offices have a significant need for family office insurance coverage.

Family office insurance can provide protection against a variety of risks, including property damage, liability, and professional negligence. With XINSURANCE, you can have an all-in-one policy that provides customized coverages built into one policy! We can fill the gaps and cover the exclusions in your existing insurance policy that other insurance companies can’t or won’t provide. Whatever you need, we can help to find the best insurance solution for you!

family office insurance
family office insurance


Why Family Office Insurance Is Important

Family Offices need liability insurance coverage to protect the family office and its employees from legal action taken by clients or third parties. For example, if a family office employee provides incorrect financial advice that leads to significant financial loss for a client, the family office could be held liable. Liability insurance can help to cover the costs of legal defense and any settlements or judgments that may result from such a claim.

When choosing insurance coverage for a family office, it is important to work with a knowledgeable and experienced insurance partner who understands the unique needs of these entities. XINSURANCE can help to identify potential risks and recommend the appropriate coverage to mitigate those risks.

What Coverages Are Available with Family Office Insurance?

We have an all-in-one approach for family office insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • True Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy. True Umbrella coverage can help cover high-value homes, art, cars, and more.
  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Animal liability: Provides coverage for third-party bodily injury and property damage caused by an animal that you own.
  • Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
  • Directors and officers (D&O): Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization.
  • Individual/Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
  • Premises liability: Protects against claims for slips, trips, and falls on the property due to negligence.
  • Property coverage: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
  • Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Communicable disease coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
  • And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

Insurance for Family Offices

XINSURANCE provides insurance solutions not only for the family but also for the business. The business of the family office can offer a variety of services and face a variety of risks, thus, it’s important to protect the business with customized liability insurance!

Insurance for the Family

A family office’s goal is to protect its client’s family and their assets. XINSURANCE can offer True Umbrella coverage to protect the family’s high-value home or their cars, boats, jet skis, antique collection, and more. We’ll provide tailored insurance solutions to help protect everyone involved.

Insurance for Family Office Services

XINSURANCE also provides insurance solutions for the various services a family office can provide: investment management, tax planning, estate planning, concierge services, and more. If you need coverage for a specific service you provide, we can help.

Family Office Insurance Quote

Get your free family ofice insurance quote today by filling out the form at the top of the page to get started! We would also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – it’s also free and no obligation. XINSURANCE also has insurance solutions for high-net-worth insurance, high-value homeowners insurance, and asset protection. Get started today!



XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will fight for you when no one else will.

Why Should You Choose XINSURANCE for Family Office Insurance?

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.

Sign Up To Receive Emails

Sign up for our newsletter and stay up to date with the latest news about policy coverage in your industry. Plus get tips on how to protect yourself before bad things happen!

Request a quote!
Contact us