Private Client Insurance

Request your quote for a customized private client insurance solution.

Custom Insurance Solutions

When thinking about specialty liability insurance coverage for your assets, are you confident in your insurance partner? A plan to protect your home, family, and assets is an essential part of life that requires expertise from a partner who understands high-net-worth clientele.

Private clients need expert attention to risks that their insurance partner has the knowledge in all aspects of coverage to identify gaps and exclusions in existing liability policies.  In an ever-changing world, with new liability risks emerging daily, our team provides customized solutions like no other.

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private clients 1

Typical Coverage Solutions for Private Clients

  • Tru Umbrella – schedule any activity or item
  • Tru Homeowners
  • Animal Liability
  • Luxury & Antique Vehicles
  • High Value Items & Collections
  • Recreational Vehicles & Watercraft
  • Aircraft
  • Firearms (available in most states)
  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Directors & Officers (D&O) Liability
  • Professional Liability
  • Personal Liability
  • Property Coverage
  • Specialty Liability
  • Business Operations, Vehicles, & Activities

Overlooked Coverage Gaps

  • Electric Bikes
  • eFoils
  • Hydrofoils
  • Jet Packs
  • Water Sleds
  • Guard Dogs
  • And More!

Your Trusted Team For
Tackling the Unexpected

Fighting for you is what we do best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When one of our policyholders is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in stepping up to defend on their behalf.

Unique requirements are our specialty

XINSURANCE specializes in covering the extraordinary cases where other agents lack expertise. If you need something insured and can’t find a policy for it anywhere else — chances are our policy writers will know exactly how to build you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our XINSURANCE team members work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time we issue your policy, we’re fully prepared to support you through the worst cases scenarios — not drop you when an incident, claim or lawsuit occurs.

More of Your Coverage – All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage for your various needs all in one plan.

What You Can Expect From
Our Team

Policy underwriting tailored to suit you

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service

Have A Look At Our Brochure

View or download our brochure to take with you

Your time is valuable. Download our brochure to see XINSURANCE and our private clients insurance solutions at a glance.

Learn more about our insurance solutions for private clients

Comprehensive Risk Analysis

We’ll review your current insurance policies and compare them to your lifestyle to provide a custom, all-in-one policy solution that provides customized coverages built into one policy to cover gaps and exclusions in your insurance coverage.

Claims Advocacy

Our team, comprised of experienced insurance professionals including attorneys, litigators, and adjusters, has skillfully managed tens of thousands of claims throughout the United States, the Virgin Islands, and Puerto Rico to date.

Our in-depth knowledge and experience in handling complex property and casualty claims is how we achieve superior claims results. Our proven track record in claims management can bring both expertise and experience to your company’s claims-handling process.

Your Insurance Partner Through Thick and Thin

High-risk areas

where natural disasters or property damages are more likely to occur

Unusual risk scenarios

that may be considered an exclusion on other rpolicies

Substantial wealth and asset management

such as high-value items and financial services for high-net-worth individuals and families

Complicated claims history

for those with a history of frequent or expensive claims

Hard-to-find insurance

for those who have been dropped, declined, canceled, or non-renewed by an insurance provider

How To Get A Quote

Request Your Quote

Click the link below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

Related Products

Professional/General Liability

Professional/General Liability

An unexpected lawsuit can be detrimental to your professional growth and personal finances. Submit a quote request today to see how XINSURANCE can help you reduce the burden of a lawsuit and expand your protection.
Tru Umbrella

Tru Umbrella

Tru Umbrella coverage is customized to fit your unique needs, consolidate your policies, and provide protection for what other policies exclude, including animal liability, homeowner’s and personal liability coverage.
Family Offices

Family Offices

XINSURANCE provides customized insurance solutions for family offices. It fills the gaps and exclusions in your existing policies and provides coverage solutions that leave you with true peace of mind.
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