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Man riding electric foil board on a lake | e-foil and electric surfboard insurance

Insurance for Lift eFoils and Electric Surfboards

Electric hydrofoil (eFoil) surfboards sprang onto the water sports scene in 2016. This exciting activity allows the rider to feel like he or she is flying across the water. It’s no wonder that using eFoil electric surfboards is one of the must-do water sports of this decade.

Although thrilling to use, eFoils are difficult to master. Those wishing to try need lessons, because eFoils are fast and unforgiving. Those who instruct will be familiar with the dangers of the sport and that liability insurance for eFoil electric surfboards allows them to teach with confidence. No instructor wants to face a costly lawsuit because someone injured themselves or someone else on their watch. And liability insurance for lift eFoils removes some of the risk of being out of pocket should an instructor get sued.

Accidents will Increase

Because eFoil sports are very young, there aren’t many statistics out there. But even seasoned pros have fallen victim to nasty injuries on eFoils. Surfer Yu Tonbi Sumitomo suffered nasty facial injuries after colliding on a hydrofoil board. Pro surfer William Aliotti almost lost two fingers when he entangled them in the eFoil blade. Luckily the medical team managed to save them.

If these are the types of injuries sustained by experienced riders, imagine what it could be like for those with no or very little experience. The bottom line is that eFoil surfing is unlike traditional surfing. It’s faster and more dangerous, so accidents on these types of craft are likely to rise.

Insurance for Lift eFoils and Insurance for eFoil Electric Surfboards

The eFoil sports trend is not going away. As demand surges, those who teach the sport need to get themselves protected. XINSURANCE has been providing liability coverage solutions for high-risk sports and activities for decades, and eFoils are no exception.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. Our insurance solutions for lift eFoils and insurance for eFoil electric surfboards is customized coverage that we can provide thanks to our “all-in-one” approach. We look at your experience level and operations and use that information to get you exactly the coverage you need.

We can provide liability coverage solutions for those who teach or instruct eFoil sports for:

  • 3rd-party bodily injury
  • 3rd-party property damage

It’s even possible for us to provide coverage to professional riders in case they injure someone or damage someone else’s property. XINSURANCE’s solution to insurance for lift eFoils and insurance for eFoil electric surfboards are designed to give true peace of mind for our customers.

XINSURANCE is Waiting to Hear from You

If you’re an eFoil instructor or business and you need insurance for lift eFoils or insurance for eFoil electric surfboards, then we’ll be glad to hear from you. You can give XINSURANCE a call at 877-585-2853 to talk with our highly experienced team. The same team can be reached by emailing, where we’ll be happy to answer all your questions.

Over on our website, we have all the information necessary to understand more about XINSURANCE and our “all-in-one” approach. We also provide plenty of detail about our huge product line and available coverages. If you want to aim straight for a quote, you can click for a quote on our website.

You can even get in touch with us via your favorite social media platform. Please find and follow us on Facebook, Twitter, YouTube, LinkedIn, and, Instagram. And we offer you another opportunity to chat with us directly at events where we enjoy networking and meeting our clients. Please look at our events calendar to see where we’ll be in the coming weeks. If you are nearby, please come and say hello and let us know what an insurance business should be doing for you.

XINSURANCE understands that eFoil sports are here to stay. So, insurance for lift eFoils and insurance for eFoil electric surfboards has never been more important. Protect yourself and keep doing what you love by keeping XINSURANCE at your side.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.

Last updated on 07/13/2022