Insurers are becoming notoriously strict about the types of people or businesses to which they offer coverage. Even if they do offer coverage, it will...

Sports equipment can be expensive, especially equipment such as high-end mountain bikes, skis, and snowboards. Many people who love to participate in sports, especially while...

‘Tis the season for holiday fun and cheer! Families and friends come together during this special time of year to celebrate and enjoy each other’s...

No one wants to get into trouble. Nobody wakes up and thinks, “Boy. Today, I think I’d like to test the limits of my legal and insurance coverage. Honey? Get the 4-wheelers out! We’re going to test them out on that golf course.”Trouble is a thing that pops up when least expected. The trick to taking care of trouble is making sure that as many of these little gaps as possible are not problem areas.Without being alarmists, it can be surprising the things that American adults can be found personally liable for. A large lawsuit can boil down to something simple like: