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Contact Sports Liability Insurance

A lot of sports involve some degree of contact (basketball, baseball, soccer, etc). However, to be truly considered a contact sport, the ante must be upped considerably. In sports like football, hockey, and lacrosse, athletes of herculean size and strength collide head-on at impossible speeds. Karate competitors launch the same fists they use to break stacks of bricks at their opponents. Boxers sustain round after round of powerful, expertly landed punches to their face and upper bodies. MMA fighters must constantly maintain their balance or face the risk of being brought to the ground and pummeled into defeat. The list goes on and on. Certainly, all of these athletes know the risks of their sport when it pertains to their own health and bodies. But what about the consequences they may face if they injure one of their opponents? Helmets and pads won’t protect them from a lawsuit.

Fortunately, custom contact sports liability insurance plans are available to lessen the risk athletes face by competing in brutally physical sports. Make no mistake, those risks are real, and they are considerable. Lawsuits stemming from contact sports injuries are filed every day. It’s no surprise, either. In these sports, things are often happening very fast, and one wrong decision made in the blink of an eye can lead to disastrous results. However, one cannot play with a trace of timidity, for that would put themselves at risk. The best way for these athletes to play freely and to the best of their abilities is to have a contact sports liability insurance plan in place.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.