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Helping a Watersports Company Keep Their Head in the Clouds

Insurance for Water Sports Companies

Over the last five years, Miami Beach Ocean Watersports has been helping thrill-seekers fly like a bird 500 feet above the water. Parasailing is big business in the U.S. with nearly 238 commercial parasailing operations across the country. Although a whole lot of fun, the adventure is also rife with risk, with incidents reported during inclement weather or even death when riders were unable to get out of their harness support system after an unexpected landing in water during high winds.

A highly unregulated sport, in 2014, the State of Florida passed The White-Miskill Act for Parasailing to help control the sport. In short, the law requires parasailing companies to maintain an insurance policy, and restricts operation during inclement weather.


XINSURANCE helps Miami Beach Ocean Watersports adhere to the letter of the law. XINSURANCE is powered by Evolution Insurance Brokers, an excess and surplus lines insurance brokerage. XINSURANCE provides customized specialty insurance solutions for ever-changing risks and liability issues, including property and casualty insurance — and coverage for unique entertainment venues like Miami Beach Ocean Watersports.

“Insurance is the first gateway to information and ensures you follow the rules and you’re protected,” says the Founder of Miami Beach Ocean Watersports. “With parasailing, there are a lot of regulations and changes to the industry. XINSURANCE calls me every year to see if there are any new regulations that need to be under and if I need any help.”

Miami Beach Ocean Watersports has a true partner in XINSURANCE. “XINSURANCE is always there for me.  The experience has been fantastic. I wouldn’t want to try anyone else!”

To learn more about XINSURANCE or get a quote, please check out our page.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.