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Professional & Amateur Racer Liability Insurance

Whether by car, boat, or motorcycle both amateur and professional racing are continuing to grow in popularity as more and more people not only start participating but also start watching from the sidelines. It’s easy for racers to focus on just the race and beating the competition, but with every mile per hour increase in speed comes an increase in responsibility for the driver. Not only is the racer putting their own health and life at risk, but they are also putting the well-being and health of all the spectators at risk as well. With every crash comes the chances of injury and with debris flying everywhere, it’s very easy for a spectator to get injured, especially on an amateur racing track where safety measures are not as well crafted as on professional tracks.

This is why it’s important for every racer, whether it’s a racecar, boat, or motorcycle to make sure they have the extra liability protection that comes with racer insurance coverage. Even if you’re just competing in a small amateur race with very few spectators there, you never know when a bystander might get injured and try to hold you in accountable. It’s very easy for liability lawsuits like this be to filed against racers given the nature of the sport, but that doesn’t mean you can’t protect yourself with proper racer liability insurance.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.