At competitive or special events across the nation, lawsuits are being filed for bodily injury of others, property damage to rented premises, and general negligence of participants. Unfortunately, it’s all too common for injured parties to seek legal judgment, not only against event organizers but also the individual participants. So what makes special event insurance so important? Attorneys will look for an indication of individual liability at every possible turn – in an effort to maximize the awarded judgment for their client. Oftentimes, event organizers or participants carry minimum-limit, broad stroke insurance policies intended to cover spectators, venues and competitors. Are you prepared to be held responsible for a major injury or accident that could happen to a spectator or participant during your event? XINSURANCE will provide you with the coverage when an accident strikes, thanks to special event insurance.