Special Events
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Special Events
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At competitive or special events across the nation, lawsuits are being filed for bodily injury of others, property damage to rented premises, and general negligence of participants. Unfortunately, it’s all too common for injured parties to seek legal judgment, not only against event organizers but also the individual participants. So what makes special event insurance so important? Attorneys will look for an indication of individual liability at every possible turn – in an effort to maximize the awarded judgment for their client. Oftentimes, event organizers or participants carry minimum-limit, broad stroke insurance policies intended to cover spectators, venues and competitors. Are you prepared to be held responsible for a major injury or accident that could happen to a spectator or participant during your event? XINSURANCE will provide you with the coverage when an accident strikes, thanks to special event insurance.
Coverages Available:
Commercial Liability, All Activities, Off-Highway Vehicle (OHV), Registered Participant Liability, Participant Bodily Injury, and Spectator Liability.
QUESTIONS TO CONSIDER
QUESTIONS TO CONSIDER
Q. Does your homeowners insurance policy offer adequate protection for liability claims as a participant or organizer of a competitive event?
A. For example, most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury or property damage to a rented premises; XINSURANCE.COM offers a custom plan to cover any exclusions in your policy.
Q. Are you a coach taking your team to a tournament?
A. Overuse injuries are responsible for nearly half of all sports injuries to middle and high school students, you could be blamed for this injury.
KNOW THE FACTS
Almost 50 percent of head injuries sustained in sports or recreational activities occur during bicycling, skateboarding, or skating accidents.
Extreme sports cause more than 40,000 head and neck injuries annually.
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FEATURED PRODUCTS
FEATURED PRODUCTS
Pilot Liability
As a pilot you get to experience a freedom unknown to most. With such a unique lifestyle, you need unique liability coverage to protect you from a “sue-happy” society.
Commercial Liability
You’ve worked hard to grow your business so don’t let an accident or a lawsuit result in financial loss or closed doors. We provide a defense if an incident, claim, or lawsuit occurs.
Animal Liability
Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner.