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Licensed Pyrotechnics Liability Insurance
Whether it’s for a mid-summer fireworks display, sending flames up in the air at a concert, or even destroying a car or building for a stunt, it’s crucial to make sure you have the right liability insurance when using pyrotechnics. While many experts might have years experience and a license given by government approved agencies, that doesn’t mean they shouldn’t worry about what happens if something goes wrong and they’re faced with a lawsuit. No matter how many precautions are taken to ensure that nobody gets hurt, accidents can still happen and in certain industries, accidents are can ultimately be viewed as unavoidable.
That’s why it’s important to make sure that whenever pyrotechnics are being used, you have proper pyrotechnics liability insurance to ensure protection for when something does go wrong. This will not only help limit your potential losses in the event that a lawsuit is filed against you as the result of either physical harm to someone or property damage, but also make sure that your business is within any state or city laws that may require liability insurance for any event using pyrotechnics. Not every business or homeowner insurance policy will cover lawsuits from pyrotechnics, which is why you need to make sure you’re able to find a custom pyrotechnics liability coverage plan that covers what standard insurance policies don’t.