XINSURANCE – for life unexpected

Liability Insurance For Public Servants

You Already Put Your Life at Risk, Don’t Risk Your Finances as Well Anyone working or volunteering as a public servant is subject to unique hazards. These hazards can be more than physical risks, they can also be financial in nature. First responders, law enforcement officers and firefighters are some of the individuals that comprise…


Modern Pilot Liability-The Sky’s The Limit?

A Pilot’s Job Is Riskier Than Ever! As if flying a plane (commercial or personal) wasn’t demanding enough before, there are at least 3 modern “obstacles” that pilots can run into. Blinding Lasers From……. It has become horribly common for thrill seekers, usually on the ground, to shine a laser beam at airplane cockpits. This…


Rescue and Evacuation Insurance for Your Daring Adventure

“Life is either a daring adventure or nothing.” -Helen Keller If you live your life as a daring adventure and are off to see the world, make sure you have insurance. You should have at least basic medical and travel coverage. Depending on where you are going, you should consider a rescue and evacuation insurance policy. Rescue…


The Scoop On Animal Liability

Dogs have worked their way in both people’s hearts and their homes. The American Pet Product Association estimates that in 2015 there are more than 75 million dogs in the United States. An American Veterinary Medical Association survey shows that over one-third of American households own a dog. Without a doubt, dogs provide joy and…


Animal Liability Insurance – Is It For You?

It’s been said that dogs are man’s best friend. To a dog owner, that statement is usually true. Dogs are loyal, protective and loving. They want nothing more in return than a warm bed, a full food bowl, and plenty of love and attention. When you have that type of relationship with your dog, it’s…


Specialized Personal Liability Coverage Can Protect You from Costly Legal Action

Do you know what is – and, more important, what is not – covered under your existing liability insurance policies, such as automobile, home and professional policies? Most homeowners would be surprised to learn that many home insurance policies specifically exclude such common things as trampolines and pets. This means that if anyone visits your…


Personal Liability for Paragliders

Paragliding is an inherently risky activity but the adrenaline rush is what drives many enthusiasts to the sport. Nonetheless, it is critical to approach paragliding responsibly. The same way that you check that you have the proper equipment is the same approach you should have toward your insurance policy. Even the most cautious of paragliders…


Personal Liability for Volunteer Coaches

As a volunteer, coaching a sports team can be very personally rewarding. You teach children and young adults the value of good sportsmanship and the need for practice and discipline. Yet volunteer coaches often overlook their need for personal liability as they engage in sports activities. Although carefully drafted waivers and your homeowners policy provide…


AcroYoga: Getting Coverage To Teach

Embarking on a career as a yoga teacher is exciting. You’ve spent time as a student, you made it through the strenuous yoga teacher training, and now you are ready to roll out your mat and teach others. You may even be considering opening a studio of your own. One of the most important decisions…


Why You Need Firearm & Concealed Weapon Coverage

Getting a firearm to keep at home, or to carry with a concealed weapon permit, is meant to be a security investment. You know that, if it comes down to it, you have a means to protect yourself when there are no other options. And, because you’re a responsible gun owner, you make sure to…


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With XINSURANCE you can purchase a customized insurance policy that will protect you in all the areas that your homeowners, employers, and business insurance policies won't.

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