Security Business Insurance Solutions in Maine
Liability coverage for Maine security companies serving commercial, hospitality, and industrial environments.
Get Your Customized QuoteMaine security companies need coverage that reflects the state's tourism-driven economy, maritime industry, and growing commercial security market.
From resort and hospitality security along Maine’s coast to commercial property patrol in Portland and industrial site security in Lewiston and Bangor, Maine security professionals face liability exposures that standard commercial policies often leave uncovered. XINSURANCE builds coverage that fits Maine’s actual security environment.
Maine Security Insurance for Coastal and Commercial Operations
Maine’s economy relies heavily on tourism, hospitality, and a maritime industry that creates demand for security services across a diverse range of environments. Portland’s Old Port entertainment district, coastal resort communities, and the commercial and industrial base in Lewiston, Bangor, and Auburn all have distinct security liability profiles that standard commercial insurance rarely addresses properly.
XINSURANCE works with Maine security companies to understand their specific operation, their client base, the environments their guards work in, and what their contracts require. We build policies that address A&B claims, professional liability, and armed operations without the blanket exclusions standard carriers apply to security accounts in Maine.
We serve security businesses throughout Maine, including companies based in Portland, Lewiston, Bangor, South Portland, Auburn, and Biddeford.
Who We Can Help in the Security Industry
XINSURANCE provides customizable security guard insurance and security company insurance solutions for:
- Armed and unarmed security guards
- Security guard companies
- Investigation companies
- Security systems companies
- Security training companies
- Bodyguard companies
- Private security
- And more!
Security Business Insurance Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
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Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
Security Guard and Security Company Insurance FAQs in Maine
What licensing does Maine require for security companies?
Maine security companies must be licensed through the Maine Department of Public Safety’s Licensing and Inspection Unit. Individual security guards and investigators must meet training and background check requirements. XINSURANCE works with properly licensed Maine security operations to provide appropriate coverage.
Does XINSURANCE cover security companies working Maine's Old Port entertainment district?
Yes. Nightlife and entertainment venue security in Portland’s Old Port carries real A&B exposure. XINSURANCE includes assault and battery coverage as a core policy component for Maine security companies rather than treating it as an exclusion.
Can Maine security companies get coverage for resort and hospitality work?
Yes. Resort and hotel security along Maine’s coast and in the mountains requires coverage for guest incident liability, special events, and A&B exposure. XINSURANCE can build policies that address the specific liability profile of hospitality security work in Maine.
Does XINSURANCE cover security operations at Maine maritime facilities?
Yes. Security operations at Maine’s coastal ports and maritime facilities require coverage that addresses access control, armed operations in some environments, and incident response. We can work with Maine security companies in maritime environments to build appropriate coverage.
What professional liability coverage do Maine security companies need?
Professional liability covers claims that your company failed to perform its security duties properly, a missed patrol, an inadequate response, or a breach that resulted in a client loss. For Maine security companies working under formal service contracts, professional liability is an important coverage alongside general liability and A&B.
Keep Doing What You Love With the Protection You Need
Maine security companies working in hospitality, commercial, and industrial environments need coverage that actually holds up when an incident occurs. XINSURANCE builds real coverage for Maine security operations. Request a quote and let’s put together the right policy for your business.
Request a quote online from XINSURANCE.