Partner With
XINSURANCE

XINSURANCE can provide specialty insurance solutions for specific and hard-to-place risks that traditional insurance companies won’t cover.

This results in options and solutions for consumers that are not “one-size-fits-all,” but instead are skillfully tailored to meet specific needs for risks that aren’t covered by traditional policies.

There are no minimum production requirements.

As an insurance agent or insurance broker, it’s your goal to protect your clients. Unfortunately, with traditional insurance policies, there are gaps and ongoing exclusions. More and more exclusions are being added to standard policies as appetites change throughout the marketplace.

XINSURANCE offers true umbrella coverage solutions (TRU Umbrella) that take into account any home, work, and lifestyle risk to customize a plan for the insured.

Please read carefully and note that submissions without required documents will be delayed or returned.

If you’re looking for a policy quote beyond 30 days from now, we ask that you reach out to us closer to your desired start date. When you have all the documents listed below prepared, please email them to [email protected].

There is no minimum production requirement and producer paperwork is not completed until the first bind request.

We can only process quotes for policies starting within the next 30 days.

A Complete Submission Includes:

• A Completed supplemental/ACORD application/any carrier application. You can download applications here.
• Currently valued loss runs (within 30 – 45 days) matching number of years in business, (if applicable minimum of 5 years) – Personal lines still requires CLUE or Statement of Losses
• A detailed email explaining why the risk is coming to us and what the strategy is to write the business
• Any Contractual Requirements – provide copy
• Auto MVRs on single unit risks or New Ventures; (MVRs are required during the quote process if not provided originally)
• If the risk is property: SOV for all buildings/structures

Offering custom insurance solutions starts with a highly customized class application process. That’s why XINSURANCE employs a wide variety of class applications specific to the needs of your clients.

If you don’t find a class application that fits your needs, call us at 877-243-8181.

Explore Our Class Applications

Effective 1/1/2025, XINSURANCE will transition to direct billing.
Click to learn more and see how it affects current and new policies.