Do you allow your tenants to have dogs or other animals? Do you allow any breed of dog or animal in your rented home? Did you know animal liability is not covered on all policies and that certain breeds of animals may be excluded from your policy? If you allow cats, dogs, birds, lizards, snakes, etc. in your rented home, you may want to find out. XINSURANCE can offer animal liability for landlords and provide coverage for any animal your tenants may call family. If their animal injures a guest, that may put your assets on the line. Are you covered properly? Contact us today for more information.
According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; about half of these are children. Senior citizens are the second most common dog bite victims.
The 2014 average cost per claim was up 15 percent. The average cost paid out for dog bite claims nationwide was $32,072 in 2014, compared with $27,862 in 2013. The average cost per claim nationally has risen more than 67 percent from 2003 to 2014
*Stats from Insurance Information Institute (I.I.I.) and State Farm®
Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million.
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