Ensure your pets are welcome wherever you go by securing reliable liability coverage that goes the extra mile.
In the United States, the number of dog bite and related injury claims was 19,602, an increase of more than 8% from 2022 and a 110% increase over the past decade, with the total cost of claims at $1.12 billion. If your dog or other pet is making it more difficult to rent your new place, rest assured that XINSURANCE can help.
With our custom animal liability insurance solutions, we can help any breed of animal, even with previous incidents. You can also extend coverage to your landlord or property management company by listing them as an additional insured. This should help make the search for your next home that much easier. We can provide the solutions you and your landlord have been searching for – animal liability insurance for renters.
Your animal liability insurance policy can cover legal expenses and any amount awarded by a judge or jury, up to the limits of your policy.
Provides coverage if your pet causes third-party bodily injury.
Provides coverage if your pet causes third-party property damage.
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We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Click the “Get Started” button to be directed to our online animal liability application. It takes 5-10 minutes to complete. If online parameters are met, you will receive a quote instantly after completing the application. If the application is sent to an underwriter, they will review your application and get back to you as soon as possible to get the quote started.
Quotes and quote links are valid for 30 days.
Animal liability insurance for renters from XINSURANCE is a specialized insurance solution that provides coverage for third-party damages or injuries caused by your pet while renting a property.
No, pet liability insurance can cover a variety of pets, including dogs, cats, birds, reptiles, and exotic animals. However, you’ll have to check with your landlord to make sure your pet is allowed.
No, animal liability for renters is a separate policy that specifically focuses on providing coverage for pet-related incidents. Renters’ insurance typically includes coverage for personal belongings and liability but may not include pet-specific coverage. Some renters insurance policies may include animal liability, however, they can still exclude certain breeds or deny coverage based on your pet’s bite history. We can provide an insurance solution that is tailored to your needs.
Each state has different laws but here are some examples of when landlords could be held accountable: (1) they knew the animal was dangerous, (2) they have the ability to remove the animal, or (3) they harbored or kept the tenant’s pet, such as, cared for or had some control over the animal.
The cost of pet liability insurance for renters can vary depending on factors such as the type of pet, breed, size, claims history, coverage limits, and location. It’s best to contact XINSURANCE for a personalized quote.
Yes, renters insurance generally covers dog bites under its personal liability protection. This coverage is meant to pay medical bills if your dog bites someone. However, this usually only applies to guests or strangers and does not cover instances where your dog bites someone residing in the same home. In addition, not all renters’ insurance policies cover dog bites that occur on your property.
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At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.