We're Not Running From The Risks in Texas

Big insurance companies are leaving Texas in record numbers. 
We'll be there to help you find protection.
Talk to us right now!

With all the current insurance challenges in Texas right now — homeowners need a partner they can trust more than ever.

As insurance companies run from these challenges, XINSURANCE takes a partnership approach to help you tackle any risk to your home no matter how big or small.

You Can Get Coverage If…

  • You live anywhere in the U.S.A.
  • You have past claims history
  • You own property in high risk areas
  • You need custom or specialty insurance coverages
  • You want higher policy limits
  • You have insurance gaps that need to be filled
  • You have high value items that need to be covered
  • You want to cover a variety of risks in one consolidated plan
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We Offer Coverage You Need — No Exceptions

Natural Disaster Coverage

This includes winter damages, wind, floods, tornadoes, wildfires, and more. We don’t exclude any flood or fire conditions like a majority of other policies.

High-Value Homes

XINSURANCE writes policies intended to actually cover the full value of your home and property. Anything less than that may be leaving you underinsured or self insured.

Liability Coverage

Anyone can be hit with an unfair and unexpected lawsuit in today’s world. It’s no longer just the rich and famous who need protection from litigation, and when it comes to fighting for what you deserve, there’s no better partner than XINSURANCE.

TRU Umbrella Policy

We don’t make you jump through hoops to get the exact coverage you need. If you want to get multiple kinds of coverage all in one plan — we help you consolidate it all in our TRU Umbrella plan.

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When It Comes To Protection...

You get what you pay for

Will your cheap insurance policy give you the support you deserve when you need it most?


Partnership Over Policy

Your Insurance Partner

We back up our partnership approach at every stage — from customizing insurance solutions to helping you mitigate high-risk circumstances and fighting on your behalf when things go wrong.

All-in-One Approach

Flexible underwriting means more of what you need all one place! We can consolidate your existing policies and any additional coverages into one comprehensive plan.

40+ Years Experience

With over 90k policies issued, a thousand unique risk classes, and a combined 40 years of experience on our underwriting team, XINSURANCE has made specialty insurance our expertise.

True Coverage

We don’t believe in half hearted insurance. If you’re serious about investing in proper protection, then XINSURANCE is your partner to find the quality coverage you need.

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help. THIS IS INSURANCE I CAN TRUST TO PROTECT ME!

– Dave H.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service