It is no longer “it could happen” but “when it will happen.” This is why our TRU partnership is far superior to a cookie-cutter policy that has exclusions left and right. XINSURANCE, in your time of need, would never abandon you – we are TRU partners, especially in times of crisis!
We don’t stop at wildfire insurance. We can provide all-in-one coverage solutions for earthquakes, floods, wind, mudslides, and more. No more cheap policies with exclusions – XINSURANCE has the solution!
XINSURANCE provides solutions intended to actually cover the full value of your home and property. Anything less than that may be leaving you underinsured or self insured.
We don’t make you jump through hoops to get the exact coverage you need. If you want to get multiple kinds of coverage all in one plan — we help you consolidate it all in our TRU Umbrella plan.
XINSURANCE provides wildfire insurance coverage to a limited amount of people within each neighborhood, so it is essential to act now and get your coverage today!
We back up our partnership approach at every stage — from customizing insurance solutions to helping you mitigate high-risk circumstances and fighting on your behalf when things go wrong.
Flexible underwriting means more of what you need all one place! We can consolidate your existing policies and any additional coverages into one comprehensive plan.
With over 90k policies issued, a thousand unique risk classes, and a combined 40 years of experience on our underwriting team, XINSURANCE has made specialty insurance our expertise.

We don’t believe in half-hearted insurance. If you’re serious about investing in proper protection, then XINSURANCE is your partner to find the quality wildfire coverage you need.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.