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Re-opening sign in a small business | business insurance

8 Tips for Reopening a Business

There’s no doubt that the continuing COVID-19 pandemic has had a significant impact on business and the economy. Economists have projected that over 100,000 small businesses will never open their doors again, and 4.2 million businesses have received emergency loans from the Small Business Association just to attempt to keep afloat. We’re providing tips for reopening a business so that you have the best chance of survival and success in a challenging economy.

XINSURANCE now provides communicable disease coverage as an optional add-on to your insurance policy. Other companies are tightening guidelines while we’re opening our eyes, providing solutions, and willing to offer communicable disease coverage to ensure our insureds don’t have any blind spots/gaps in coverage.

With the US economy sinking by 4.8%, the upcoming recession will see 81% of businesses affected, with 90% expecting an economic slowdown. If you are wondering how to safely and successfully open again, despite these economic challenges, ensure you manage this transition successfully by reading our tips for reopening a business.

8 Tips for Reopening a Business

It’s essential to keep in mind that once you are allowed to reopen your business, things are unlikely to return to the way they were before. These tips for reopening a business can show you what you need to consider now to prepare for your business reopening.

  1. Change or update how you do business
    Many companies have shifted business online or implemented delivery services to survive. By broadening the ways your customers can buy your products or use your services, you can help them come back.
  2. Redirect your business focus
    Will your existing products or services fit within the new landscape? What new products or services could you introduce that will appeal to a social distancing consumer base? One great example is that realtors have started offering virtual tours of their available real estate.
  3. Continue remote working
    One success story from the COVID-19 crisis is that flexible working options have been shown to be very effective. Keeping your best and trusted employees has never been more crucial, so continuing to offer the option of remote working will ensure they can keep working for you even if they can’t make it into the office.
  4. Reorganize your workplace
    Social distancing measures will likely be mandatory, so now is the time to start thinking about how you might implement this. If you are a retail or recreation space, how can you get your customers to remain sufficiently apart from each other? How can offices be rearranged to keep your employees safe?
  5. Introduce hygiene measures
    In addition to the above, a hygiene and cleaning policy will need to be introduced. Frequently touched surfaces or objects will need to be cleaned and disinfected regularly. Hand sanitizers should be readily available in key locations.
  6. Give staff the PPE they need
    Personal protective equipment (PPE) is vital to ensure your staff can protect themselves. Assess the jobs they do and determine what kind of PPE they require. Whether it’s a mask, shield, or gloves, ensure they get what they need and use it at all times in the workplace.
  7. Train your staff
    To incorporate all of the above, there will likely be a lot of new policies and procedures. Make sure your workforce knows and understands the importance of these. They are more likely to follow the new rules correctly if you run a comprehensive training session.
  8. Get liability insurance
    Your business could be at risk of liability claims, especially if someone says they got sick at your workplace. Liability coverage can protect you from costly lawsuits and allow your business to continue running.

XINSURANCE: Liability Coverage

These tips for reopening a business are designed to give you true peace of mind. They can help you continue running your business in these uncertain times. Liability coverage provides true peace of mind. And no one does it better than XINSURANCE.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and we specialize in providing coverage solutions for high-risk individuals and businesses.

To understand more about how XINSURANCE can help you, please call us on

877-585-2853 or email at

Our website covers our entire product line and allows you to click for a quote with no obligations. Or you can get in touch with us via social media:

Our professional team is looking forward to learning more about you so that we can provide our excellent customer service and high-quality insurance solutions to suit your needs. For help reopening your business and peace of mind backed by our years of experience, get in touch today.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.