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Adult Daycare Center Employee Liability Insurance

When it comes to most working parents, an affordable and trustworthy child daycare center is an absolute godsend. For caregivers with full-time careers working outside their home, the same can be said about adult day care centers. As an adult daycare center employee, you provide a service that is of vital importance and is often unyieldingly difficult. The nurturing stimulation and medical care that you administer is essential to both the elderly and their caregivers you relieve when they go off to work. Despite the many different rewarding aspects of your job, there are various risks associated with your career that, without a contingency plan in place, such as adult day care center employee liability insurance, could put your own personal well-being in jeopardy. Whether it was through a mistake of your own or not, the possibility still exists of you being held personally responsible.

Do not leave yourself vulnerable. Custom adult daycare center employee liability insurance coverage plans are available to protect you from costly lawsuits, legitimate or frivolous, that could be brought to you in the aftermath of a mishap. Each plan can be molded to fit precisely around the specific kind of work you do at the center, so you can avoid paying for what you don’t need, and have everything you don’t need covered. The people that you care for need your utmost attention. Concerns over exposure to lawsuits can lead to distraction and negligence. Obtain a custom adult daycare center employee liability insurance plan, so you can provide the best care possible to the elderly, and yourself.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.