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Aviation Liability Insurance

Whether you’ve been flying planes for decades, are a brand new flyer just now taking your first classes, or are the owner of a pilot training facility, it’s always smart to make sure you have the right insurance. While businesses are always focused on traditional insurance policies that cover damage from things like fires, crashes, or theft, they’re leaving themselves exposed to gaps in those traditional policies. Aviation involves a great deal of responsibility and with that responsibility comes risk from things that cannot always be controlled. No matter how much experience you have as a pilot or aviation instructor, you never know when something might go wrong and you end up in a crash.

Many people might think they’ve covered all their liability bases with traditional policies, but you can’t be 100% certain until you check. Aviation businesses might hold pilots or flight students responsible for damage to any plane without ever directly informing them verbally. This is why it’s not only important to read all signed documents, but also to make sure you have proper aviation liability insurance to protect yourself from civil lawsuits seeking financial damages. You might think that just because you have tons of experience you’re safe from accidents, but you never know when bad weather might strike or an experienced student makes a mistake that can cost you dearly, so make sure all insurance gaps are covered with an aviation liability insurance plan.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.