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14 May Chiropractors: How to Prevent a Lawsuit From Breaking Your Back
Insurance for Chiropractors – Professional Liability (and E&O)
You’re in the business of helping people. Every day, your patients leave feeling better than when they arrived at your office. With a Doctor of Chiropractic, you’re in good company, as there are more than 60,000 doctors of chiropractic practicing in the U.S., according to the American Chiropractic Association.
However, what if they don’t quite feel right and claim your adjustment caused that discomfort — or worse, injury or illness? In 2015, a young girl with severe scoliosis was awarded $100,000 after receiving chiropractic treatment that led to extensive surgery and permanent damage. An earlier case in 2013, a 42-year old accountant had stroke symptoms after a neck adjustment; he was awarded $577,000 after a five-day trial.
Whether you’re an independent contractor, part of a multi-doctor practice or work only part-time, you are undoubtedly at risk of a malpractice lawsuit — if you diagnose a medical condition that needs immediate care, or your treatment harms your patient.
Around 17,000 malpractice lawsuits are brought to court against doctors each year. Because you want to help as many people as you can throughout the course of your career, you need to protect yourself with professional liability insurance for chiropractors from Evolution Insurance Brokers (EIB), a preferred provider of specialty liability insurance coverage since 1992.
Do you already have professional liability insurance? The fact is that it may not be enough to keep from breaking your back.
EIB provides coverage that protects medical professionals from personal and professional liability. We help to identify the specific activities you engage in that could expose you to legal risk and craft a unique policy that covers any holes or exclusions.
Nevertheless, there’s more you should do to keep from the losing your shirt. E&O insurance is essential to protect your practice in case a patient holds you responsible for a service that didn’t turn out as expected. This coverage provides peace of mind for the both you and your patients, knowing there will be a consideration and possible compensation if an error is made.
For more information on professional liability and E&O insurance from Evolution Insurance Brokers, call 801-304-5562 or email email@example.com.