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Healthcare Professionals Liability Insurance

Whether you work for a major hospital or a private practice, all healthcare employees will have to make choices every day about the proper way to care for patients. Chances are most injuries will be relatively minor and not immediately life-threatening, but when care needs to be administered quickly to a critical patient, not everything always goes as planned. No matter how good you might be at your job, all healthcare professionals (nurses, physicians, doctors, and etc…) run the risk of being held accountable for potential mistakes they might have made while treating a patient. Not only can these incidents result in reprimands or potential termination at work, you could also face civil liability charges from patients or their families.

This is why it’s important for all patient-facing employees to have healthcare professionals liability insurance to help protect them from civil charges seeking monetary damages. Even if you’re great at your job and never make a mistake, you can easily end up taking the blame if something outside of your control goes wrong and a patient decides to file a lawsuit. Getting proper healthcare professional insurance is quick and affordable, so it’s better to be safe and get the extra coverage you need now so that you won’t have to worry about it in case something unexpected happens.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.