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Home Inspector Liability Insurance

With all the stress and emotions people go through when trying to buy or sell a home, home inspections are a crucial step in the process for all buyers and sellers. As a home inspector, you are counted on for determining the general safety of structures and the people who inhabit them. There is little doubt that you take your career, as well as each individual job very seriously. However, nobody goes through an entire career mistake-free. Unfortunately, in the Home Inspection business, there is no margin for error. One slip-up could end up costing you everything. No matter how detailed your inspections are and how effective of a system you have in place, every home is different, and not every problem can be foreseen. Without proper insurance coverage in place, your livelihood could be just as compromised as a home with a leaking gas pipe.

Home inspector liability insurance is available to fill in the gaps that make home inspectors vulnerable to lawsuits and civil claims. Whether it’s for commercial or residential work, custom plans with fast quotes and affordable premiums can be obtained to fill in the gaps of your traditional insurance plan. It doesn’t matter if you have years of experience or your career has just begun, a home inspector insurance plan is available for your specific needs, including optional coverage for radon testing, septic tank and water testing, thermal imaging, and much more.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.