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Florist outside with plants | Cannabis and hemp insurance

Insurance Coverages for Cannabis and Hemp

The Cannabis Industry

Cannabis is an exciting and emerging industry loaded with potential.  Potential for positive impact and potential for pitfalls.  As consumer awareness and interest flourishes, parallel industries like agriculture, consumer goods, and pharmaceuticals look to access opportunity and unlock value, yet there is still much balking due to the unknown, unaccepted, and misunderstood.

Pioneering investors and operators, tough to challenge and wise to blind spots, stand to be rewarded for diligent efforts.  And what the wise and impassioned entrepreneur lacks and needs most now is strong support and key understandings, a ‘True Peace of Mind.’  This is where XINSURANCE shines, as a knowledgeable and trusted partner in the protection and pursuit of opportunity.

The Cannabis Plant

Confusion with cannabis often stems from complex science and tardy research of a plant with 100+ individual molecules known as ‘cannabinoids’, many of which are non-intoxicating and hold unique therapeutic values.  Until a recent upswell of interest in CBD, cannabinoids were mostly unheard of beyond THC (and its magic for making Cheetos disappear).  Today, the ‘minor’ cannabinoid tsunami grows strong, with Cannabinol (CBN) sleep aids, Cannabigerol (CBG) skin creams, and more on the way.

In addition to the complexities of the plant, the cannabis entrepreneur can often feel apprehensive, as complicated and conflicting regulatory environments can drive costs and limit market access, making players feel as though they are on an uneven playing field, with moving goalposts.  Again, this is where XINSURANCE partners to provide a ‘True Peace of Mind’, by providing tailored coverage options that will evolve with you to always ensure confidence and calm in navigating uncharted waters.

Insurance Coverage for the Cannabis Industry

XINSURANCE offers a full suite of coverage to the cannabis industry, “seed to sale” and beyond. Recognizing the distinct needs of investors, prescribers, cultivators, processors, testers, retailers, and transporters, XINSURANCE can customize coverage for the nuance of any operation and environment.

XINSURANCE is proud to offer the following, and more;

  • Commercial Auto (available in most states)
  • Commercial General Liability
  • Crop Coverage (Indoor and Outdoor)
  • Directors & Officers (D&O)
  • Errors & Omissions (E&O)
  • Goods in Transit (Cargo and Custody)
  • Premises Liability
  • Product Liability
  • Professional Liability
  • Property Coverage
  • Communicable Disease Liability
  • Security Personnel Liability
  • Firearms Concealed Carry Liability
  • Active Shooter Liability
  • Employment Practices Liability
  • Equipment Breakdown
  • Animal Liability
  • Special Events Liability
  • True Umbrella / Excess

XINSURANCE is powered by Evolution Insurance Brokers, LC, an excess and surplus lines brokerage. We provide specialty customized insurance for businesses and individuals. Our underwriting team brings you over 30 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your protection.  If your insurance coverage has been denied, non-renewed, or canceled, we can help. We take on risks others simply can or will not.

XINSURANCE is a proud member of the National Cannabis Industry Association.

Contact Us:

If you need help, have questions, or want us to review your current policy, contact us at 877-585-2853 or