Logo Logo Logo Logo Logo
  • About
    • ABOUT XINSURANCE
      With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t.
    • GET IN TOUCH
      Phone: (877) 585-2853
      Email: [email protected]
      8722 S. Harrison Street Sandy, UT 84070
      1 S. Dearborn Street #800 Chicago, IL 60603
      700 11th Street South, Suite 201 Naples, FL 34102
      690 Stockton Drive, Suite 100 Exton, PA 19341
    • LINKS
      • About XINSURANCE
      • FAQ (Frequently Asked Questions)
      • Testimonials
      • Ask Us A Question
      • Login
    • Search XINSURANCE
      XINSURANCE XSEARCH logo
  • Products
    • PRODUCTS
      We provide specialty customized coverage for personal and commercial liability risks.
      If you do not see a product listed, please contact us at 877-585-2853 or [email protected] for more information.

       

    • Personal
      • Animal Liability
      • Boats & Watercraft
      • Personal Liability
      • Tru Homeowners
      • Tru Umbrella
      • See All Products
    • Commercial
      • Amusement & Recreation
      • Commercial Auto
      • Commercial Liability
      • Inflatables & Bounce Houses
      • Outdoor Recreation
      • See All Products
    • Applications & Forms
      • For Individuals & Business Owners
      • For Insurance Producers
  • Events
  • Claims
    • About Claims
      Each case is handled with the utmost care and professionalism. We will provide a straightforward assessment to reach a fair recommendation and resolution, regardless of the claim, circumstance, or degree of difficulty.
      PLEASE CONTACT US WITH ANY QUESTIONS AT 877-585-2853 OR SEND US AN EMAIL AT [email protected].

       

    • File a new Claim

      It's ok.
      Accidents happen.

      Tell us what happened. Start your claim below.
      FILE A NEW CLAIM
    • Search Xinsurance
      XINSURANCE XSEARCH logo
  • Agents
    • FILL COVERAGE GAPS
      As an insurance agent, it’s your goal to protect your clients. Unfortunately, with traditional insurance policies, the perfect coverage is simply unattainable due to policy exclusions.
      The XINSURANCE product line is designed to address the two largest areas of exposure in your clients’ coverage.
    • Agent Sign Up

      Are you
      ready to get started?

      Help your customers get the coverage they deserve!
      GET STARTED NOW
    • Search Xinsurance
      XINSURANCE XSEARCH logo
    • APPLICATIONS & FORMS
  • Blog
    • BLOG
      WITH XINSURANCE YOU CAN PURCHASE A CUSTOMIZED INSURANCE POLICY THAT WILL PROTECT YOU IN ALL THE AREAS THAT YOUR HOMEOWNERS, EMPLOYERS, AND BUSINESS INSURANCE POLICIES WON'T.
      Stay up to date with the latest news about our policies.

       

    • Recent Articles
      • What Does Umbrella Insurance Actually Cover? (And Where It Falls Short)
        15 April, 2026
      • How Much Does Liquor Liability Insurance Cost?
        08 April, 2026
    • Browse by category
      • Commercial & Hobby Insurance
      • Personal Liability Insurance
      • Asset Protection
      • Liability Insurance
      • General Liability
      • VIEW ALL CATEGORIES
    • Search Xinsurance
      XINSURANCE XSEARCH logo
  • Contact
    • Contact Xinsurance
      XINSURANCE Office
    • STAY CONNECTED
      Phone: (877) 585-2853
      Email: [email protected]

       

      • Let’s Get Social
    • OUR LOCATIONS
      Salt Lake City Office:
      8722 S. Harrison Street Sandy, UT 84070
      Chicago Office:
      1 S. Dearborn Street #800 Chicago, IL 60603
      Naples Office:
      700 11th Street South, Suite 201 Naples, FL 34102
      Philadelphia Office:
      690 Stockton Drive, Suite 100 Exton, PA 19341
    • SEARCH XINSURANCE
      XINSURANCE XSEARCH logo
  • Login
  • Request a quote
  • About

    • With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t.

      • About Insurance
      • FAQ (Frequently Asked Questions)
      • Testimonials
      • Login
  • Products

    • We provide specialty customized coverage for personal and commercial liability risks.

      If you do not see a product listed, please contact us at 877-447-4705 or [email protected] for more information.

      • Personal
        • Animal Liability
        • Boats & Watercraft
        • Personal Liability
        • TRU Homeowners
        • TRU Umbrella
        • See All Products
      • Commercial
        • Amusement & Recreation
        • Commercial Auto
        • Commercial Liability
        • Inflatables & Bounce Houses
        • Outdoor Recreation
        • See All Products
      • Applications & Forms
        • For Individuals & Business Owners
        • For Insurance Producers
  • Events
  • Claims

    • Each case is handled with the utmost care and professionalism. We will provide a straightforward assessment to reach a fair recommendation and resolution, regardless of the claim, circumstance, or degree of difficulty.

      Please contact us with any questions at 877-447-4705 or send us an email at [email protected].

      File New Claim
  • Agents

    • As an insurance agent, it’s your goal to protect your clients. Unfortunately, with traditional insurance policies, the perfect coverage is simply unattainable due to policy exclusions.

      The XINSURANCE product line is designed to address the two largest areas of exposure in your clients’ coverage.

      Get Started Now
  • Blog

    • Xinsurance allows you to buy a tailored insurance policy that covers all the areas your homeowners, employers, and business insurance policies might miss.

      Stay up to date with the latest news about our policies.

      • Commercial & Hobby Insurance
      • Personal Liability Insurance
      • Asset Protection
      • Liability Insurance
      • General Liability
      • View All Catagories
  • Login
  • Contact
  • Request a Quote
top lifeguarding blogs for ensuring safety and success
Top Lifeguarding Tips For Ensuring Safety and Success

Being a lifeguard comes with immense responsibility and requires diligent preparation to ensure the safety of others. In this blog post, we will provide lifeguards...

26 March, 2024
Why You Need Water Park Insurance

...

24 June, 2019
liability insurance for aquatic professionals
Essential Specialty Liability Insurance for Aquatic Professionals

...

10 September, 2018
Categories
  • About XINSURANCE
  • Active Shooter Insurance
  • Amusement & Recreation
  • Animal Liability Insurance
  • Asset Protection
  • Business Insurance
  • Cannabis & Hemp
  • Commercial Auto
  • Commercial Liability
  • Commercial Property
  • Directors & Officers (D&O) Insurance
  • Employer Liability Insurance
  • Errors & Omissions (E&O) Insurance
  • Events
  • Extreme Sport Insurance
  • Firearms and Concealed Carry
  • Garage Liability
  • General Liability
  • Healthcare Professional Liability
  • Homeowners Insurance
  • I Hate Insurance Podcast
  • Lawsuit Protection
  • Legal Protection
  • Liability Insurance
  • Liquor Liability
  • News
  • Outdoor Recreation
  • Personal Liability Insurance
  • Pilot Liability
  • Pollution Liability
  • Press Release
  • Professional Liability
  • Risk Management
  • Security Guard Insurance
  • Special Events Liability
  • Specialty Liability
  • Tips
  • Towing Insurance & Repossession Insurance
  • Tru Umbrella Insurance
  • Uncategorized
  • Unique Risk Classes
  • Volunteer Liability Insurance
  • XINSURANCE Racing
National Ski Areas Association NSAA
Association of Aquatic Professionals
IAAPA member logo 2026
American Outdoors
water sports industry association logo in white
XINSURANCE logo with transparent background

There are few things as troubling as hearing that you’re not covered by your insurance policy. XINSURANCE was founded on the belief that no one should ever have to fear being under-covered. We provide customized liability insurance solutions that cover gaps in traditional coverage.

DOWNLOAD OUR APP
App Store
Play Store
GET IN TOUCH
You or your insurance agent can contact us:
Phone: (877) 585-2853
Email: [email protected]
Salt Lake City Office
8722 S. Harrison Street Sandy, UT 84070
Chicago Office
1 S. Dearborn Street #800 Chicago, IL 60603
Naples Office
700 11th Street South, Suite 201 Naples, FL 34102
Philadelphia Office
690 Stockton Drive, Suite 100 Exton, PA 19341
QUICK LINKS
ABOUT
APPLICATIONS
EVENTS CALENDAR
FAQ
PRODUCTS
REVIEWS
SITEMAP
SIGN UP FOR EMAILS
If you’d like to receive emails regarding our news, products, etc., please sign up here.
Enter your email address to receive future updates and happenings. You can unsubscribe at any time. View Terms of Use and Privacy Policy.
SIGN UP

Sign up to stay in touch!

Sign up to get interesting news and updates delivered to your inbox.

Select list(s) to subscribe to

By submitting this form, you are consenting to receive marketing emails from: XINSURANCE, 8722 South Harrison Street, Sandy, UT, 84070, http://www.xinsurance.com. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

By submitting this form, you are consenting to receive marketing emails from: XINSURANCE Powered By Evolution Insurance Brokers, LC, 8722 South Harrison Street, Sandy, UT, 84070 United States, http://www.xinsurance.com. You can revoke your consent to receive emails at any time by using the unsubscribe link, found at the bottom of every email.

DISCLAIMER

XINSURANCE is Powered By Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The NPN for EIB is 5464658 and CA license number is 0H93938.

The advertisement does not contain any assertion, representation, or statement with respect to the business of insurance or with respect to any person in the conduct of his or her insurance business, that is untrue, deceptive, or misleading, and that is known, or that by the exercise of reasonable care should be known, to be untrue, deceptive, or misleading.

Statements made regarding insurance coverage are for general description purposes only and they do not amend, modify, supplement, or alter any insurance policy in any way, including but not limited to claims purposes, nor do they provide details regarding terms, conditions, coverage, exclusions, or services of any insurance policy. Policy eligibility is subject to underwriting qualifications and approval by the insurance company writing the policy. Contact XINSURANCE for more information.

All information, content, and materials available on this site are for general informational purposes only. This information does not, and is not intended to, constitute legal advice on any particular set of facts or circumstances, and may not constitute the most current legal developments. No user or browser of this site should act or refrain from acting based on the contents of this site without first seeking legal advice from counsel in the appropriate jurisdiction. This website may also contain links to content from third-party web sites which are intended only as a convenience for the user or browser and are not necessarily recommended or endorsed by Prime Holdings Insurance Services, Inc. and its affiliates. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this website is provided "as is" and no representations are made that the content is free of errors.

By submitting an application through this site, you acknowledge that certain personal data disclosed as part of the application process is necessary for purposes of evaluating and issuing insurance products to you by the insurer and its affiliates and you hereby consent to the insurer and its insurance affiliates processing such information. You understand that the insurer may share the information disclosed as part of the application process for purposes of evaluating and issuing insurance products and risk management services (including to the producer listed on the application), but that the insurer will not disclose your personal information to unaffiliated advertisers or vendors. You acknowledge that you have the right to withdraw your consent to the insurer's use of your personal data that is deemed by the insurer to be unnecessary for the purposes stated above by notifying us in writing.

Copyright © 2026 XINSURANCE All Rights Reserved | Privacy Policy | Legal Disclaimer | Your Privacy Choices