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Transporter Plates Insurance Coverage

What Are Transporter Plates?

Transporter plates are used by the transportation industry to transport unregistered vehicles from one point to another (usually from the manufacturer to a dealer lot). These plates may be moved from vehicle to vehicle.

For example, School District A in Colorado wants to order 6 school buses for their district. The model of the bus they want is manufactured by Best Bus in Pennsylvania. Transporting buses is a difficult endeavor, so an outside transport company would be enlisted to drive the 6 buses from Pennsylvania to Colorado under transport plates.

What Type of Coverage is Offered?

XINSURANCE offers solutions to transporter plates insurance and garage liability coverage in every state (except NY, CT, HI, and MA) with unlimited mileage available and trailer interchange coverage with Over the Road Physical Damage. XINSURANCE also offers solutions for any type of vehicle: from buses to semis, from dealership to personal vehicles.

This means that our underwriters have the ability to examine your risk and help you pick what packages will best represent your operation – whether you just need the auto liability to cover the plates, or if you would like to have your whole operation insured under our garage policy which would provide protection from any accidents that might happen along the journey.

Why Do Transporter Plates Need Coverage?

Today, nothing is more valuable than time, convenience, and peace of mind. This is especially true for consumers, which is why the transportation industry is so important. Accordingly, the insurance for the companies that use transporter plates is just as significant.

Transport plates are a difficult risk to place. Many times, most companies find that other insurers leave dangerous gaps in coverage or simply refuse to cover the risk at all due to the potential for hefty legal expenses.

This is a very versatile risk—you need versatile insurance!

Who Can Help Protect Your Transportation Company?

XINSURANCE is your solution for these risks. Our underwriting team brings you over 40 years of experience, along with the ability to offer the customized limits and flexibility necessary to create the perfect plan for your business protection. Even if you’ve been denied coverage, filed bankruptcy, or are new to this industry, XINSURANCE can help.

XINSURANCE is the partner you need to guarantee that your transportation business is well prepared for anything the future might throw at you. Get a quote for transporter plates insurance, today!


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
Last updated on 07/13/2022