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White Water Rafting Guide Insurance

With the spring and summer months fast approaching, plenty of thrill-seekers out there are getting revved up for another season of outdoor adventure sports such as white water rafting. While many adventurers see risk-taking as an immediate form of fun and excitement, if you are working as a guide running a commercial or private rafting tour, you shouldn’t take any risks with the proper white water rafting liability insurance plan.

White water rafting trips are in a constant battle against the elements of nature, so it shouldn’t be a surprise that no matter how many safety precautions are in place, it’s impossible to prevent every accident from ever happening. With the proper white water rafting insurance coverage that’s customized to the type of guiding you are doing, you can make sure that you’re protected should anything happen—from damage to the watercraft or a personal injury experienced while out on the waters. Although the sport of white water rafting is safer than it’s ever been, thanks to improved equipment and expertise, there is still an inherent risk involved, so you need the right liability coverage to make sure that your trip will be as safe and fun as possible.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.