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XINSURANCE Announces a New Approach to Insurance Strategy
Chicago, IL (February 22, 2018) – XINSURANCE announces its unique “All-in-One Approach” to writing insurance. This new customized “All-in-One Approach” is the first of its kind. It provides an innovative solution for specialty liability, property and professional liability insurance protection.
XINSURANCE is a DBA of Evolution Insurance Brokers, LC an excess and surplus lines brokerage that has provided options and solutions for the indoor and outdoor recreation business for decades. Specifically, the company has provided coverage for Worldwide Outfitter and Guides Association (WOGA) and International Special Events and Recreation Association (ISERA) since inception. Reinsurance on some risks has been provided through Lloyd’s of London and RLI.
The “All-in-One Approach” allows business owners to have broader coverage, up to $10 million limits with higher limits available through reinsurance partners, a partnership approach, and direct access to underwriting, risk management, and claims management. This unique “Buy Like a Pro” approach provides all risks with a $10 million limit in-house, with higher limits quoted within 48 hours after obtaining reinsurance quotes. Coverage for property, general liability, professional, specialty liability including excess medical and commercial auto (including trucks, buses, trailers, and vans) will all be considered and reviewed under this all-in-one approach.
“This is an exciting time for us,” says Rick J. Lindsey, Manager of Evolution Insurance Brokers and President, Chairman, and CEO of Prime Insurance Company. “For the first time, rafters, snowmobile, horse operations, climbing, and backcountry skiing outfitters and guides can experience an all-in-one approach that provides protection for a broad range of risks.” Unlike other insurance companies, XINSURANCE gives insureds the added advantage of working directly with underwriters and decision-makers.
Evolution Insurance Brokers, LC is an excess and surplus lines insurance brokerage providing products, services, and excess and surplus lines solutions for specialty, property, professional, commercial auto insurance coverage, and more. Evolution Insurance Brokers, LC has reinsurance agreements with Lloyd’s of London and RLI.
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Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.