Yoga Instructor Liability Insurance
Starting out as a very niche activity located in mainly major cities, yoga has been a way of exercise for millions of people across the US. Whether you live in a big city or the suburbs, chances are there’s a yoga studio near you. While yoga is a great way to get healthy and stay in shape, it does come with problems. Not only can people pull a muscle like in all other exercise activities, but the magnitude of stretching and body contortions can easily lead to long-term injuries. As a yoga instructor, you should be sure to have all students sign injury waivers, but you should not stop there to protect yourself from potential lawsuits.
Yoga Instructor Liability Insurance can help give you peace of mind by protecting you in the event of a student getting injured and seeking monetary damages. Any certified yoga instructor needs to make sure they’re protected because while you can’t always control what happens during your classes. In addition, being employed at a large gym might make you think you’re okay because the company has insurance, but that doesn’t necessarily mean you’re covered from personal lawsuits. Make sure you never teach a class without proper stretching or the right yoga instructor liability insurance coverage.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
