Accountant Insurance

Specialty insurance solutions tailored to your unique needs.
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Add security and substract worry with liability insurance solutions from XINSURANCE.

When it comes to safeguarding your practice, XINSURANCE offers customized coverage solutions you can count on.

What is Accountant Insurance?

Accountant insurance is a specialized insurance solution designed to provide a safety net for the unique professional risks encountered in the accounting industry. As meticulous as one might be within their practice, the realm of accounting is no stranger to complexities and unforeseen challenges that can arise, often carrying significant financial consequences. Whether it’s a simple clerical error or a substantial omission, the fallout can be detrimental to your career and your financial stability. Having a reliable insurance partner like XINSURANCE means that you’re not just preparing for potential setbacks; you’re proactively protecting the future of your practice.

In a profession built around the analysis and management of risk, it is essential to practice what one preaches. Thus, embracing a comprehensive approach to mitigating your professional vulnerability is not just a consideration – it is a wise investment. By partnering with XINSURANCE, you join forces with a team that understands the intricacies of your industry and stands ready to support you with solutions that foster confidence and continuity.

Who Should Have Accountant Insurance

  • CPAs
  • Accounting Firms
  • Tax Preparers & Advisors
  • Bookkeepers
  • Auditors
  • Contractors
  • Freelancers
  • And More!
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Accountant Insurance Coverage Options

Professional Liability

Can protect accounting professionals against claims of negligence, misrepresentations, financial loss, or erroneous advice arising out of their professional services. Learn more.

Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

Active Shooter Liability

Liability protection in the event of an active shooting taking place on company property. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.

*Available in most states

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Riot and Civil Commotion Liability

Liability protection against claims made from a riot or civil commotion.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQs About Accountant Insurance

Why do accountants need professional liability insurance?

Accountants need professional liability insurance (also known as errors and omissions insurance) to protect themselves against client claims of negligence, errors, or omissions. Given the financial implications of their recommendations and reports, this coverage is essential for defense and settlement costs in potential lawsuits.

Is accountant insurance mandatory?

While not universally mandated by law, professional liability insurance is often required by regulatory bodies or clients before accountants can be engaged in professional practice.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

How much does accountant insurance cost?

The cost of accountant insurance varies widely based on several factors, including the size and location of the firm, the scope of services provided, claims history, the levels of coverage selected, and more. Contact us and tell us more about you and your insurance needs so we can provide you with a personalized quote.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service