Start your quote for customized animal shelter and rescue insurance.




Animal welfare organizations such as shelters and rescues protect and save animals in need. What these organizations need is liability insurance to protect them from lawsuits. These dogs, cats, and other animals might have their reasons to bite a visitor or staff member, so it’s best to protect your organization with animal shelter insurance or animal rescue insurance to prevent any loss.

XINSURANCE provides customized insurance solutions for animal shelters and rescues that minimizes exposure and maximizes true peace of mind. You can have an all-in-one policy that provides customized coverages built into one policy or we can fill the gaps and cover the exclusions in your existing insurance policy. Whatever you need, we can help to find the best insurance solution for you and your animal welfare organization.

animal shelter insurance and animal rescue insurance
animal shelter insurance and animal rescue insurance


What Can Animal Shelter Insurance And Animal Rescue Insurance Cover?

We have an all-in-one approach for animal shelter insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties at the shelter or rescue.
  • Commercial property: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
  • Directors and Officers (D&O): Covers the organization if a board member commits fraud or illegally uses any of your funds.
  • Premises liability: Protects against slips, trips, and falls on the property.
  • Animal liability: Covers third-party injuries and property damage caused by animals at the shelter or rescue.
  • Commercial auto: Provides coverage when a staff member picks up or delivers an animal.
  • Alleged assault and battery liability: Protects you against claims for assault and battery.
  • Alleged sexual abuse and molestation liability: Protects you against claims for sexual abuse or molestation.
  • Communicable Disease Coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
  • And more: We provide customized coverage so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ comp.

Why Should You Choose Us for Animal Shelter Insurance or Animal Rescue Insurance?

At XINSURANCE, we support the policies we sell with top-notch customer service. With our flexible underwriting and all-in-one approach, we can cover “unique” risks that most of our competitors avoid, ensuring you’ll get the customized plan you require. We also provide risk management services to help you minimize the likelihood of a liability-related incident — every service we offer is designed with the goal of giving you true peace of mind

You’ll also appreciate our prompt, reliable claims service. Our claims representatives are available around the clock to take your calls and get the process started. We have the expertise to handle your claim expeditiously and get the fast results you deserve.


XINSURANCE is a full-service liability insurance partner that covers the most challenging risks. We provide all-in-one protection to anyone looking for coverage, even if you’ve been canceled or non-renewed by your carrier. We can also customize your plan to ensure it meets your specific needs. You’ll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs.


Get your free animal shelter insurance quote today. We’ll also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – it’s also free and no obligation!

Free Brochures For Your Visitors

Your visitors will likely be interested in liability insurance solutions for their new dog or other pet. We have a brochure that talks about these insurance solutions and we’d be happy to send you some for your visitors to take home.

Please fill out the form below to request that we send you brochures (free of charge) and be sure to let us know how many you need!

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