Get All-in-One ATV Insurance Tailored to Your Needs

With XINSURANCE, you will have the customized coverage you need through our all-in-one approach. By reviewing your operations and experience level, we create an ATV rental insurance policy made to fit your needs. So, no matter the situation, no matter the risk or history, we are here to help you!

ATV rental insurance is available for guides, instructors, tours, rental and more! We also provide quad bike insurance and UTV insurance.

You’ll Find a Wide Range of ATV Insurance Options

We provide specialty customized insurance coverage through an all-in-one approach to fit your needs. Get customized coverage that can include the following:

• Renters Liability: Covers physical damage to the rented vehicle(s).
• Commercial General Liability (CGL): Do you own a business that rents ATVs to others, trains or instructs users, or provides guided tours? CGL coverage is essential for protecting against third party bodily injury and third party property damage claims resulting from your business’s operations.
• Personal Liability: This coverage protects individuals from liability claims due to mishaps resulting from their personal activities when operating the vehicles.
• Fleet Insurance: If your ATV business owns several vehicles, this insurance enables you to provide identical coverage for all of them under one policy. These plans can also cover employees of your company when using the ATVs.
• Commercial Auto (available in most states): A commercial auto policy provides a combination of liability, physical damage — collision and comprehensive — and medical payments for companies that own and rent out ATVs.
• True Umbrella: Our true umbrella can cover any gap, limitation, or exclusion in any other insurance policy in force.

Our Coverage Gives You True Peace of Mind

When you choose XINSURANCE for your ATV insurance needs, you get all the protection you need under one policy. This approach also enables business owners and individuals to have broader coverage — limits of up to $10 million and higher are available. What’s more, we focus on filling the gaps and covering exclusions in your current program that are increasing your risk exposure. You’ll have peace of mind knowing that you have all your liability protection in one place and enough insurance to safeguard your business and personal assets.

We Specialize in “High-Risk” Coverage Situations

XINSURANCE can help you even if you have difficulty obtaining liability insurance elsewhere. Many individuals and businesses come to us after they’ve been non-renewed or canceled by another provider, or when they’ve had an application for coverage rejected. We can assist almost anyone looking for essential insurance protection — you don’t have to let a lengthy claims history or other challenge leave you without insurance. Our team of experienced underwriters can find a workable solution for your situation.

Benefit From Our Comprehensive Claims Service

Once you’ve chosen us for your liability insurance needs, you’ll have access to our exceptional claims service. We’re available around the clock to take your call, and you can also use our incident reporting form to file your claim and provide details online. We’ll start the settlement process promptly and stand behind you in the event of a lawsuit. We work with old and new claims alike, and we can even intercede in current litigation on your behalf.

Other Services

As a full-service ATV insurance provider, XINSURANCE offers comprehensive risk management guidance to help you identify, assess, and control the threats that impact you or your business, giving you additional peace of mind. We can also conduct a free policy review to determine the areas in your current coverage that are leaving you vulnerable.

Experience a Fast, Hassle-Free Customer Journey

Applying for ATV insurance with XINSURANCE won’t waste much of your valuable time, and you’ll receive fast results. Because of the complex nature of this type of coverage, we implement a hands-on approach that entails extensive human interaction. You won’t have to depend on a computer to make a decision regarding your essential liability protection.

Begin by completing the application online and submitting it to our underwriting team for immediate review. We’ll set up a convenient time to discuss the risk by telephone and address your questions and concerns. Once we approve your application and receive the first premium payment, we’ll issue your policy without delay.

Apply for ATV Insurance Today

Exposure to risk and the potential for a financially devasting lawsuit is part of ATV ownership and use. It’s comforting to know that XINSURANCE will be there to protect you and give you true peace of mind.

Get started with obtaining the excess liability insurance coverage you need to safeguard your assets. Fill out and submit the form on this page to receive a customized ATV insurance quote today. If you have questions or need assistance, feel free to contact us via phone or email.