Confidence and protection: insurance solutions for therapy dog owners and handlers.
Gain confidence and peace of mind knowing that you and your therapy dog are protected with our comprehensive insurance solutions.
The Importance of Therapy Dog Insurance
Therapy dogs play a crucial role in providing comfort, emotional support, and joy to individuals in hospitals, schools, nursing homes, libraries, rehab centers, and other settings. Liability insurance is essential for therapy dog owners and handlers to protect themselves in case of any unintentional harm caused by their dog. While some organizations may provide insurance policies, those policies often have gaps and exclusions. Therefore, having insurance from a reliable insurance partner like XINSURANCE can fill those gaps and provide comprehensive coverage solutions, giving owners and handlers true peace of mind.
With the help of Therapy Dog Insurance from XINSURANCE, owners and handlers can continue doing their valuable work without worry about the financial and legal implications of unforeseen incidents. Our liability insurance solutions offer coverage for third-party bodily injury and property damage. We can help you even if your dog is deemed an aggressive breed or has a bite history. Get a quote today!
Who Should Have Therapy Dog Insurance
- Therapy Dog Owners
- Therapy Dog Handlers
- Volunteers
- Hospitals
- Schools
- Libraries
- Nursing Homes
- Rehab Centers
- Airports
- And More!
Therapy Dog Insurance Coverage Options
Third-party Bodily Injury
Provides coverage if your pet causes third-party bodily injury.
Third-party Property Damage
Provides coverage if your pet causes third-party property damage.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Therapy Dog Liability Insurance
What is therapy dog insurance and why do I need it?
Therapy dog insurance is specialized liability insurance solution that protects therapy dog owners and handlers from potential risks and liabilities occurring during therapy dog work. It can provide financial and legal protection up to policy limits and peace of mind.
Therapy dog insurance from XINSURANCE provides coverage solutions for bodily injury and property damage to third parties. We can help any individual, business, or organization that needs coverage for their therapy dog(s) including all breeds and those with a bite or claims history.
Is therapy dog liability insurance required by law?
While therapy dog liability insurance may not be mandatory by law in all cases, many establishments and organizations require proof of insurance coverage before allowing therapy dogs to visit. Additionally, having insurance is highly recommended to protect yourself and your therapy dog.
Can I get therapy dog insurance if I volunteer with a registered organization?
Yes, we offer insurance solutions for both professional or commercial therapy dog teams and volunteers within registered organizations. You might notice that the organization can provide coverage for you as well but note that their policy will likely have gaps and exclusions that leave you vulnerable. We can compare our solutions to theirs and offer a more comprehensive plan.
Are there any breed restrictions for therapy dog insurance?
The specific breed restrictions, if any, can vary among insurance providers. However, XINSURANCE does not have any breed restrictions.
How much does therapy dog insurance cost?
The cost of therapy dog insurance depends on various factors, including the behavior and training of your therapy dog, the workplace environment for the therapy dog, coverage limits, claims history, location, and more. It is best to contact us to obtain a personalized quote based on your unique needs.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
Why should I have therapy dog liability insurance?
You need therapy dog liability insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.
What are the benefits of a therapy dog?
- They lower the risk and aid recovery from heart attacks
- Reduce stress, anxiety, and fear
- Lower the risk from other ailments and diseases
- Create calmness and lowering blood pressure
- Encourage interaction and giving companionship
Get a Therapy Dog Insurance Quote
Do you, your business, or organization use therapy dogs? We can provide an insurance solution tailored to your needs.
Tap the “Get Started” button below to start your therapy dog insurance quote request today!
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance protects you in the event of damages or injuries caused by your dog or other pet that you own. We provide animal liability insurance solutions that can cover any pet, any dog breed (even the “dangerous breeds”), regardless of bite history or claims history.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
