Inflatables and Bounce House Business Insurance Solutions

Renters may be able to sue renters for negligence, which involves demonstrating that carelessness or dereliction of duty directly led to harm. The lawsuit might include claims that the owner failed to properly set up, supervise, or maintain the equipment.

Some states require annual inspections, while others mandate licenses or permits, such as certificates of inspection, for operators. Regardless of state laws, you should maintain safety during installation and operation. Failure to follow these guidelines could make accidents more likely.

XINSURANCE identifies coverage solutions for all types of inflatables and their unique risks, including:

• Bounce houses
• Inflatable slides
• Inflatable obstacle courses
• Inflatable water attractions

XINSURANCE can find insurance solutions for various risks your inflatables business may face, including damage to the inflatable and connected equipment. Solutions like equipment rental liability or property coverage may supply the protection you need.

Bounce house insurance costs vary based on your business size, coverage limits, and claims history. XINSURANCE offers competitive bounce house insurance pricing for both established rental businesses and one-time event operators. Get a custom quote to see exact pricing for your inflatable insurance needs.

Bounce houses can lead to serious injuries, from concussions to broken bones. Improper setup could lead to various dangers, and inflatables outside might become unstable in high winds. Failing to follow usage guidelines, like occupancy limits, could also increase the risks.

One-day bounce house insurance provides short-term liability coverage for individuals or event planners renting an inflatable for a single event. Whether you’re hosting a birthday party, corporate event, or community
gathering, one-day bounce house insurance protects you against liability claims if someone is injured while using the rental. XINSURANCE specializes in flexible inflatables insurance options, including one-day coverage that
doesn’t require long-term commitments.

We specialize in identifying insurance solutions for various risks, including soft play equipment like:

• Ball pits
• Building sets
• Climbers
• Activity mats

Our professionals can work with you to find suitable coverage solutions for everything from bounce houses to concessions equipment, tents, tables, and chairs.

We can identify insurance solutions that let you leave supervision to customers who rent your equipment.

A custom plan can include coverage that makes your rental business more convenient without introducing more risk. We can help you find insurance solutions that allow customers to pick up equipment.

Bounce house insurance is specialized liability coverage designed to protect inflatable rental businesses and event hosts from third-party bodily injury and property damage claims. Plans can be customized for mobile rentals, indoor inflatable centers, festivals, and one-time events, with optional add-ons like equipment coverage and umbrella protection to address gaps found in standard policies. Coverage availability, terms, and limits are tailored to your operations and underwriting review.

Insurance requirements vary by state and municipality. While not always mandated by law, most venues, parks, schools, and cities require proof of liability insurance and often ask to be listed as an additional insured. Even when not required, inflatables present real risk, and coverage helps you meet venue requirements and protect your business if an incident occurs.

A customized solution can include general liability for third-party injury and property damage, optional property/inland marine for your equipment, premises liability, special events coverage, and umbrella options to fill exclusions in other policies. Depending on your needs and underwriting, solutions can also address risks like alleged assault and battery, communicable disease, and more. Coverage is tailored to your operations and policy terms.